The Missouri Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 12.6% in Q2 2026, from -$4.0M to -$3.5M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.57% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $61.0M |
| Tier 1 capital | $61.0M |
| Total risk-based capital | — |
| Total equity capital | $57.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.46% |
| Tangible equity to tangible assets | 12.46% |
| Equity capital to average assets | 11.85% |
| Internal capital growth rate | 10.21% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $550K |
| Common stock surplus | $11.5M |
| Retained earnings | $48.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.28% | 9.90% | 9.90% |
| Q4 2023 | 12.11% | 10.37% | 10.37% |
| Q1 2024 | 12.03% | 10.66% | 10.66% |
| Q2 2024 | 12.29% | 10.86% | 10.86% |
| Q3 2024 | 12.60% | 11.61% | 11.61% |
| Q4 2024 | 12.22% | 10.26% | 10.26% |
| Q1 2025 | 11.88% | 10.94% | 10.94% |
| Q2 2025 | 11.97% | 10.82% | 10.82% |
| Q3 2025 | 12.21% | 11.52% | 11.52% |
| Q4 2025 | 12.15% | 10.93% | 10.93% |
| Q1 2026 | 12.28% | 11.72% | 11.72% |
| Q2 2026 | 12.57% | 12.46% | 12.46% |
The Missouri Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Missouri Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Missouri Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14036) · FFIEC NIC profile (RSSD 309150)