The Missouri Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 42.6% higher than in Q1 2026, at $7.6M. Within Missouri, The Missouri Bank is 126th of 192 on loan-to-deposit ratio, 77.91% as of Q2 2026, below the middle of the field. The Missouri Bank reported 77.91% on loan-to-deposit ratio for Q2 2026, 2.93 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $126.6M |
| Fed funds sold and reverse repos | $7.6M |
| Fed funds sold and reverse repos to assets | 1.64% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.91% |
| Net loans and leases to deposits | 76.94% |
| Loans and leases to core deposits | 82.23% |
| Core deposits to total deposits | 94.74% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.32% | 97.85% | $0 | $0 |
| Q4 2023 | 67.72% | 97.55% | $0 | $0 |
| Q1 2024 | 69.14% | 96.83% | $0 | $0 |
| Q2 2024 | 71.46% | 96.46% | $0 | $0 |
| Q3 2024 | 72.34% | 96.31% | $0 | $0 |
| Q4 2024 | 66.25% | 96.76% | $0 | $0 |
| Q1 2025 | 71.42% | 96.74% | $0 | $0 |
| Q2 2025 | 71.50% | 96.15% | $0 | $0 |
| Q3 2025 | 73.78% | 95.86% | $0 | $0 |
| Q4 2025 | 71.67% | 95.88% | $0 | $0 |
| Q1 2026 | 75.21% | 95.63% | $0 | $0 |
| Q2 2026 | 77.91% | 94.74% | $0 | $0 |
The Missouri Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Missouri Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Missouri Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14036) · FFIEC NIC profile (RSSD 309150)