The Missouri Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Missouri Bank of Warrenton, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.12% | 1.35% | +0.77% | 88th top |
| ROAE | 18.19% | 12.05% | +6.14% | 81st top |
| Net Interest Margin | 3.98% | 3.90% | +0.08% | 52nd above |
| Efficiency Ratio | 45.67% | 63.16% | -17.49% | 89th top |
| PPNR / Avg Assets | 2.16% | 1.64% | +0.52% | 78th top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.61% | 5.65% | -0.04% | 50th above |
| Cost of Funds | 1.78% | 1.85% | -0.07% | 51st above |
| Net Interest Spread | 3.08% | 3.35% | -0.27% | 37th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.03% | 0.92% | -0.89% | 82nd top |
| NPA / Total Assets | 0.02% | 0.67% | -0.65% | 83rd top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 38th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.24% | 1.28% | -0.04% | 55th above |
| ACL / NPLs (Coverage) | 4425.00% | 1643.96% | +2781.04% | — |
| Texas Ratio | 0.64% | 7.15% | -6.51% | 78th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 583.33% | 1189.57% | -606.24% | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.57% | 12.46% | +0.11% | 71st above |
| Equity / Assets | 12.46% | 11.67% | +0.79% | 74th above |
| TCE / Tangible Assets | 12.46% | 11.40% | +1.06% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.91% | 78.64% | -0.73% | 56th above |
| Core Deposit Ratio | 94.74% | 87.09% | +7.65% | 83rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.82% | 6.48% | -8.30% | 11th bottom |
| Loan Growth (Y/Y) | 5.05% | 7.64% | -2.59% | 48th below |
| Deposit Growth (Y/Y) | -3.60% | 6.03% | -9.63% | 9th bottom |
See The Missouri Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Missouri Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Missouri Bank profile, how to read a UBPR, or how this data updates.