MNB Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks MNB Bank of McCook, NE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.05% | 1.25% | -0.20% | 35th below |
| ROAE | 9.65% | 13.17% | -3.52% | 33rd below |
| Net Interest Margin | 3.50% | 3.95% | -0.45% | 26th below |
| Efficiency Ratio | 63.40% | 61.50% | +1.90% | 43rd below |
| PPNR / Avg Assets | 1.25% | — | — | 30th below |
| Yield on Earning Assets | 5.31% | 5.67% | -0.36% | 35th below |
| Cost of Funds | 1.94% | 1.87% | +0.07% | 40th below |
| Net Interest Spread | 3.08% | — | — | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.11% | 0.93% | -0.82% | 72nd above |
| NPA / Total Assets | 0.07% | — | — | 75th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.15% | -0.03% | 17th bottom |
| ACL / Total Loans | 1.45% | — | — | 75th top |
| ACL / NPLs (Coverage) | 1368.47% | — | — | — |
| Texas Ratio | 0.86% | 6.06% | -5.20% | 71st above |
| Provision / NCO | 67.57% | — | — | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.09% | 11.75% | -0.66% | 52nd above |
| Equity / Assets | 11.26% | 10.98% | +0.28% | 63rd above |
| TCE / Tangible Assets | 10.03% | — | — | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.28% | 80.44% | -3.16% | 57th above |
| Core Deposit Ratio | 93.73% | 86.95% | +6.78% | 78th top |
| Wholesale Funding Ratio | 4.95% | — | — | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.49% | — | — | 16th bottom |
| Loan Growth (Y/Y) | -1.18% | — | — | 17th bottom |
| Deposit Growth (Y/Y) | 1.71% | — | — | 33rd below |
See MNB Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock MNB Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full MNB Bank profile, how to read a UBPR, or how this data updates.