Branch Network
Morganton Savings Bank, S.S.B. Locations & Branches Morganton, North Carolina
BankRegReports is independent of Morganton Savings Bank, S.S.B. and never asks for online banking logins or passwords.
Morganton Savings Bank, S.S.B. operates 1 branch from its headquarters in Morganton, NC, .
Morganton Savings Bank, S.S.B. branch network
Its one office is in Morganton, NORTH CAROLINA. It had the same number of branches on June 30, 2025.
Morganton Savings Bank, S.S.B. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 25.43% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $114.4M
- Tier 1 leverage ratio, Q2 2026
- 25.43%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1903
Full financial profile · Is Morganton Savings Bank, S.S.B. safe? · Morganton Savings Bank, S.S.B. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Morganton, NC (1 branch) | 5 of 7 | 8.8% | $77.7M |
| State: NC (1 branch) | 61 of 82 | <0.1% | $77.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in North Carolina.
Share by county and metro area
Morganton Savings Bank, S.S.B.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Burke, NC (1 branch) | 5 of 7 | 7.4% | $77.7M | $1.05B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Hickory-Lenoir-Morganton, NC (1 branch) | 11 of 15 | 1.1% | $77.7M | $6.80B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Morganton Savings Bank, S.S.B. (main office) | Morganton, NC | 28655 | $77.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 30434) · FFIEC NIC profile (RSSD 332671)