Bank routing number ยท Walden, Colorado
Mountain Valley Bank Routing Number (ABA): 102104846
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The Mountain Valley Bank routing number is 102104846. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Mountain Valley Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.51% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $556.5M
- Tier 1 leverage ratio, Q2 2026
- 10.51%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 7 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1955
Full financial profile · Is Mountain Valley Bank safe? · Mountain Valley Bank call report · Branch locations
Mountain Valley Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 102104846 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Mountain Valley Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 0484, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Mountain Valley Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Mountain Valley Bank checks or in its online banking. Ask the bank for wire instructions (http://www.bankmvb.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Mountain Valley Bank
Mountain Valley Bank is headquartered in Walden, Colorado and was established in 1955. It reported $556.5M in total assets and $445.4M in deposits for Q2 2026, the 19th largest of the 63 banks headquartered in Colorado. It reports 7 domestic offices. Its deposits have been FDIC insured since 1955. Its primary federal regulator is the Federal Reserve.
What the digits in 102104846 mean
The first four digits, 1021, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 0484, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 4 + 12 = 70, a multiple of 10, so 102104846 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Mountain Valley Bank routing number?
The Mountain Valley Bank routing number is 102104846. It is the primary ABA routing transit number registered to Mountain Valley Bank, headquartered in Walden, CO. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Mountain Valley Bank wire routing number?
This page lists the primary routing number registered to Mountain Valley Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Mountain Valley Bank before sending a wire.
Is ABA number 102104846 the routing number for Mountain Valley Bank?
Yes. It is the primary routing number registered to Mountain Valley Bank.
Which bank uses routing number 102104846?
It belongs to Mountain Valley Bank, headquartered in Walden, CO. It is the bank's primary ABA routing number (FDIC certificate 17411).
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Regulator records: FDIC BankFind (cert 17411) · FFIEC NIC profile (RSSD 475653)