MRV Banks: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks MRV Banks of Sainte Genevieve, MO against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.50% | 1.25% | +0.25% | 62nd above |
| ROAE | 13.31% | 12.22% | +1.09% | 55th above |
| Net Interest Margin | 4.06% | 3.95% | +0.11% | 56th above |
| Efficiency Ratio | 50.49% | 63.71% | -13.22% | 80th top |
| PPNR / Avg Assets | 2.13% | — | — | 77th top |
| Yield on Earning Assets | 6.46% | 5.67% | +0.79% | 86th top |
| Cost of Funds | 2.67% | 1.87% | +0.80% | 11th bottom |
| Net Interest Spread | 3.37% | — | — | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 5.72% | 0.88% | +4.84% | 2nd bottom |
| NPA / Total Assets | 6.43% | — | — | 0th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.15% | -0.06% | 19th bottom |
| ACL / Total Loans | 3.71% | — | — | 100th top |
| ACL / NPLs (Coverage) | 64.83% | — | — | 16th bottom |
| Texas Ratio | 44.35% | 5.96% | +38.39% | 1st bottom |
| Provision / NCO | 348.37% | — | — | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.48% | 11.75% | -0.27% | 57th above |
| Equity / Assets | 11.42% | 10.98% | +0.44% | 65th above |
| TCE / Tangible Assets | 11.42% | — | — | 68th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.43% | 80.44% | +18.99% | 12th bottom |
| Core Deposit Ratio | 74.41% | 86.95% | -12.54% | 8th bottom |
| Wholesale Funding Ratio | 4.36% | — | — | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.08% | — | — | 55th above |
| Loan Growth (Y/Y) | 6.72% | — | — | 57th above |
| Deposit Growth (Y/Y) | 9.11% | — | — | 79th top |
See MRV Banks's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock MRV Banks, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full MRV Banks profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the MRV Banks peer analysis.