MT. McKinley Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks MT. McKinley Bank of Fairbanks, AK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.74% | 1.35% | -0.61% | 21st bottom |
| ROAE | 4.67% | 13.33% | -8.66% | 13th bottom |
| Net Interest Margin | 3.66% | 3.93% | -0.27% | 35th below |
| Efficiency Ratio | 75.64% | 61.12% | +14.52% | 18th bottom |
| PPNR / Avg Assets | 0.90% | 1.68% | -0.78% | 17th bottom |
| Yield on Earning Assets | 4.51% | 5.67% | -1.16% | 9th bottom |
| Cost of Funds | 0.99% | 1.88% | -0.89% | 91st top |
| Net Interest Spread | 3.18% | 3.32% | -0.14% | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.24% | 0.94% | +0.30% | 23rd bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.60% | 0.70% | -0.10% | 33rd below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 50th above |
| ACL / Total Loans | 1.57% | 1.28% | +0.29% | 82nd top |
| ACL / NPLs (Coverage) | 126.63% | 1547.08% | -1420.45% | 35th below |
| Texas Ratio | 3.49% | 7.34% | -3.85% | 50th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 155.81% | 1396.02% | -1240.21% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 18.85% | 12.14% | +6.71% | 95th top |
| Equity / Assets | 16.54% | 11.36% | +5.18% | 92nd top |
| TCE / Tangible Assets | 16.54% | 11.08% | +5.46% | 93rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 55.65% | 80.68% | -25.03% | 87th top |
| Core Deposit Ratio | 92.41% | 86.85% | +5.56% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.56% | 6.84% | -5.28% | 30th below |
| Loan Growth (Y/Y) | 8.13% | 7.92% | +0.21% | 65th above |
| Deposit Growth (Y/Y) | 0.88% | 6.29% | -5.41% | 28th below |
See MT. McKinley Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock MT. McKinley Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full MT. McKinley Bank profile, how to read a UBPR, or how this data updates.