MT. McKinley Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income rose 3.9% in Q2 2026 to -$18.9M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 18.85% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $124.0M |
| Tier 1 capital | $124.0M |
| Total risk-based capital | — |
| Total equity capital | $105.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.54% |
| Tangible equity to tangible assets | 16.54% |
| Equity capital to average assets | 15.98% |
| Internal capital growth rate | 4.72% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $124.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$18.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 16.98% | 12.77% | 12.77% |
| Q4 2023 | 16.76% | 13.75% | 13.75% |
| Q1 2024 | 16.96% | 13.84% | 13.84% |
| Q2 2024 | 17.16% | 14.19% | 14.19% |
| Q3 2024 | 17.12% | 14.90% | 14.90% |
| Q4 2024 | 17.51% | 14.57% | 14.57% |
| Q1 2025 | 17.92% | 15.38% | 15.38% |
| Q2 2025 | 18.31% | 15.25% | 15.25% |
| Q3 2025 | 18.25% | 15.73% | 15.73% |
| Q4 2025 | 18.40% | 16.11% | 16.11% |
| Q1 2026 | 18.64% | 16.33% | 16.33% |
| Q2 2026 | 18.85% | 16.54% | 16.54% |
MT. McKinley Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock MT. McKinley Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full MT. McKinley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19525) · FFIEC NIC profile (RSSD 542667)