MT. McKinley Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 4.96 percentage points higher than in Q1 2026, at 126.63%. MT. McKinley Bank has the 1st lowest return on assets of the 5 banks headquartered in Alaska, at 0.74% as of Q2 2026. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. MT. McKinley Bank sits 0.51 points lower, at 0.74% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 18.85% |
| Equity capital to assets | 16.54% |
| Tangible equity to tangible assets | 16.54% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.24% |
| Non-performing assets ratio | 0.60% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 3.49% |
| Allowance for credit losses to loans | 1.57% |
| Reserve coverage of non-performing loans | 126.63% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.74% |
| Return on equity | 4.67% |
| Net interest margin | 3.66% |
| Efficiency ratio | 75.64% |
| Yield on earning assets | 4.51% |
| Cost of funds | 0.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 55.65% |
| Core deposits to total deposits | 92.41% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.44% |
| Securities to assets | 43.89% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 16.98% | 0.75% | 3.14% | 2.22% | 0.00% |
| Q4 2023 | 16.76% | 0.53% | 2.97% | 1.53% | 0.00% |
| Q1 2024 | 16.96% | 0.49% | 3.01% | 1.51% | 0.00% |
| Q2 2024 | 17.16% | 0.56% | 3.01% | 2.01% | 0.00% |
| Q3 2024 | 17.12% | 1.06% | 3.30% | 2.22% | 0.01% |
| Q4 2024 | 17.51% | 0.70% | 3.46% | 2.21% | 0.69% |
| Q1 2025 | 17.92% | 0.61% | 3.42% | 2.03% | 0.00% |
| Q2 2025 | 18.31% | 0.84% | 3.72% | 1.75% | 0.09% |
| Q3 2025 | 18.25% | 0.84% | 3.70% | 1.76% | 0.00% |
| Q4 2025 | 18.40% | 0.93% | 3.89% | 1.74% | 0.00% |
| Q1 2026 | 18.64% | 0.60% | 3.61% | 1.34% | 0.06% |
| Q2 2026 | 18.85% | 0.74% | 3.66% | 1.24% | 0.00% |
MT. McKinley Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock MT. McKinley Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full MT. McKinley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19525) · FFIEC NIC profile (RSSD 542667)