Nebraska State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to average assets dropped 1.73 percentage points in Q2 2026, from 13.05% to 11.32%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.32% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $3.0M |
| Tier 1 capital | $3.0M |
| Total risk-based capital | — |
| Total equity capital | $3.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.77% |
| Tangible equity to tangible assets | 11.77% |
| Equity capital to average assets | 11.32% |
| Internal capital growth rate | 4.32% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $65K |
| Common stock surplus | $255K |
| Retained earnings | $2.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.95% | 14.19% | 14.19% |
| Q4 2023 | 14.40% | 15.35% | 15.35% |
| Q1 2024 | 15.25% | 15.22% | 15.22% |
| Q2 2024 | 14.60% | 14.53% | 14.53% |
| Q3 2024 | 15.04% | 15.51% | 15.51% |
| Q4 2024 | 15.27% | 15.72% | 15.72% |
| Q1 2025 | 15.27% | 14.72% | 14.72% |
| Q2 2025 | 14.58% | 14.54% | 14.54% |
| Q3 2025 | 14.27% | 14.18% | 14.18% |
| Q4 2025 | 14.10% | 13.99% | 13.99% |
| Q1 2026 | 13.05% | 11.90% | 11.90% |
| Q2 2026 | 11.32% | 11.77% | 11.77% |
Nebraska State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16516) · FFIEC NIC profile (RSSD 514057)