Nebraska State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 11.22 percentage points higher than in Q1 2026, at 59.61%. Nebraska State Bank has the 14th lowest loan-to-deposit ratio of the 138 banks headquartered in Nebraska, at 56.59% as of Q2 2026. The median for banks in the < $100M asset tier is 67.32% on loan-to-deposit ratio. Nebraska State Bank sits 10.73 points lower, at 56.59% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $12.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 56.59% |
| Net loans and leases to deposits | 55.95% |
| Loans and leases to core deposits | 59.61% |
| Core deposits to total deposits | 93.81% |
| Brokered deposits to total deposits | 1.12% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 57.96% | 96.76% | $0 | $0 |
| Q4 2023 | 63.08% | 96.46% | $0 | $0 |
| Q1 2024 | 56.63% | 96.58% | $0 | $0 |
| Q2 2024 | 53.83% | 96.80% | $0 | $0 |
| Q3 2024 | 55.58% | 96.62% | $0 | $0 |
| Q4 2024 | 54.74% | 96.51% | $0 | $0 |
| Q1 2025 | 46.90% | 96.79% | $0 | $0 |
| Q2 2025 | 42.27% | 95.06% | $0 | $0 |
| Q3 2025 | 40.63% | 92.24% | $0 | $0 |
| Q4 2025 | 42.25% | 92.42% | $0 | $0 |
| Q1 2026 | 45.92% | 93.73% | $0 | $0 |
| Q2 2026 | 56.59% | 93.81% | $0 | $0 |
Nebraska State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16516) · FFIEC NIC profile (RSSD 514057)