Nebraska State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Nebraska State Bank of Lynch, NE against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.48% | 0.85% | -0.37% | 24th bottom |
| ROAE | 4.30% | 5.23% | -0.93% | 29th below |
| Net Interest Margin | 3.71% | 3.94% | -0.23% | 41st below |
| Efficiency Ratio | 81.74% | 74.96% | +6.78% | 24th bottom |
| PPNR / Avg Assets | 0.64% | — | — | 23rd bottom |
| Yield on Earning Assets | 4.90% | 5.42% | -0.52% | 36th below |
| Cost of Funds | 1.33% | 1.69% | -0.36% | 62nd above |
| Net Interest Spread | 3.10% | — | — | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.18% | 1.34% | +1.84% | 10th bottom |
| NPA / Total Assets | 1.58% | — | — | 12th bottom |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.13% | — | — | 41st below |
| ACL / NPLs (Coverage) | 35.57% | — | — | 10th bottom |
| Texas Ratio | 12.81% | 7.23% | +5.58% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.32% | 14.13% | -2.81% | 31st below |
| Equity / Assets | 11.77% | 13.07% | -1.30% | 43rd below |
| TCE / Tangible Assets | 11.77% | — | — | 46th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 56.59% | 68.58% | -11.99% | 64th above |
| Core Deposit Ratio | 93.81% | 88.79% | +5.02% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 26.76% | — | — | 97th top |
| Loan Growth (Y/Y) | 75.95% | — | — | 98th top |
| Deposit Growth (Y/Y) | 31.41% | — | — | 98th top |
See Nebraska State Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Nebraska State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Nebraska State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Nebraska State Bank peer analysis.