Nebraska State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 32.25 percentage points lower than in Q1 2026, at 57.35%. Nebraska State Bank ranks 123rd of 138 Nebraska banks on loan-to-deposit ratio, in the lower half at 57.35% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Nebraska State Bank sits 10.28 points lower, at 57.35% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $17.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 57.35% |
| Net loans and leases to deposits | 56.62% |
| Loans and leases to core deposits | 57.35% |
| Core deposits to total deposits | 95.45% |
| Brokered deposits to total deposits | 9.47% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 73.65% | 77.79% | $0 | $0 |
| Q4 2023 | 76.94% | 79.32% | $300K | $0 |
| Q1 2024 | 75.43% | 76.22% | $0 | $0 |
| Q2 2024 | 78.30% | 76.91% | $0 | $0 |
| Q3 2024 | 80.64% | 75.60% | $0 | $0 |
| Q4 2024 | 81.17% | 75.50% | $0 | $0 |
| Q1 2025 | 68.71% | 79.04% | $0 | $0 |
| Q2 2025 | 66.76% | 79.57% | $0 | $0 |
| Q3 2025 | 73.60% | 80.31% | $0 | $0 |
| Q4 2025 | 75.91% | 79.56% | $0 | $0 |
| Q1 2026 | 79.89% | 82.21% | $0 | $0 |
| Q2 2026 | 57.35% | 95.45% | $0 | $0 |
Nebraska State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13696) · FFIEC NIC profile (RSSD 70955)