Nebraska State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets dropped 4.57 percentage points in Q2 2026, from 14.19% to 9.63%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.42% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $3.5M |
| Tier 1 capital | $3.5M |
| Total risk-based capital | — |
| Total equity capital | $3.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.63% |
| Tangible equity to tangible assets | 9.63% |
| Equity capital to average assets | 13.42% |
| Internal capital growth rate | -8.12% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $30K |
| Common stock surplus | $295K |
| Retained earnings | $3.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 14.99% | 14.65% | 14.65% |
| Q4 2023 | 14.82% | 14.48% | 14.48% |
| Q1 2024 | 14.83% | 14.95% | 14.95% |
| Q2 2024 | 14.83% | 14.77% | 14.77% |
| Q3 2024 | 15.70% | 15.72% | 15.72% |
| Q4 2024 | 15.62% | 15.92% | 15.92% |
| Q1 2025 | 14.94% | 14.44% | 14.44% |
| Q2 2025 | 14.51% | 14.36% | 14.36% |
| Q3 2025 | 14.89% | 15.22% | 15.22% |
| Q4 2025 | 15.28% | 15.90% | 15.90% |
| Q1 2026 | 14.61% | 14.19% | 14.19% |
| Q2 2026 | 13.42% | 9.63% | 9.63% |
Nebraska State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13696) · FFIEC NIC profile (RSSD 70955)