Nebraska State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Nebraska State Bank of Bristow, NE against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -1.11% | 3.14% | -4.25% | 7th bottom |
| ROAE | -8.20% | 10.44% | -18.64% | 7th bottom |
| Net Interest Margin | 4.51% | 3.93% | +0.58% | 75th top |
| Efficiency Ratio | 78.82% | 76.30% | +2.52% | 34th below |
| PPNR / Avg Assets | 0.93% | 1.40% | -0.47% | 36th below |
| Yield on Earning Assets | 6.04% | 5.35% | +0.69% | 78th top |
| Cost of Funds | 1.25% | 1.71% | -0.46% | 66th above |
| Net Interest Spread | 3.80% | 3.31% | +0.49% | 70th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.26% | 1.34% | +0.92% | 15th bottom |
| NPA / Total Assets | 1.16% | 0.71% | +0.45% | 17th bottom |
| NCO / Avg Loans | 0.99% | 0.10% | +0.89% | 3rd bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.26% | 1.49% | -0.23% | 53rd above |
| ACL / NPLs (Coverage) | 56.00% | 865.36% | -809.36% | 20th bottom |
| Texas Ratio | 11.30% | 8.25% | +3.05% | 18th bottom |
| Provision / NCO | 387.50% | 314.20% | +73.30% | 88th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.42% | 17.61% | -4.19% | 52nd above |
| Equity / Assets | 9.63% | 16.43% | -6.80% | 23rd bottom |
| TCE / Tangible Assets | 9.63% | 16.18% | -6.55% | 24th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 57.35% | 72.84% | -15.49% | 63rd above |
| Core Deposit Ratio | 95.45% | 88.21% | +7.24% | 74th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 51.88% | 4.26% | +47.62% | 99th top |
| Loan Growth (Y/Y) | 38.94% | 6.69% | +32.25% | 96th top |
| Deposit Growth (Y/Y) | 61.74% | 3.71% | +58.03% | 99th top |
See Nebraska State Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Nebraska State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Nebraska State Bank profile, how to read a UBPR, or how this data updates.