Nebraska State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The standout move of Q2 2026 was in Equity capital to average assets: 1.24 percentage points higher than in Q1 2026, at 18.08%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 18.08% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $12.3M |
| Tier 1 capital | $12.3M |
| Total risk-based capital | — |
| Total equity capital | $12.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.64% |
| Tangible equity to tangible assets | 16.64% |
| Equity capital to average assets | 18.08% |
| Internal capital growth rate | 29.72% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $1.2M |
| Retained earnings | $10.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 18.38% | 17.84% | 17.84% |
| Q4 2023 | 17.49% | 17.40% | 17.40% |
| Q1 2024 | 17.58% | 17.04% | 17.04% |
| Q2 2024 | 18.28% | 16.93% | 16.93% |
| Q3 2024 | 18.19% | 17.74% | 17.74% |
| Q4 2024 | 18.75% | 17.78% | 17.78% |
| Q1 2025 | 16.45% | 15.87% | 15.87% |
| Q2 2025 | 17.72% | 17.16% | 17.16% |
| Q3 2025 | 18.51% | 18.04% | 18.04% |
| Q4 2025 | 18.97% | 18.15% | 18.15% |
| Q1 2026 | 16.84% | 15.51% | 15.51% |
| Q2 2026 | 18.08% | 16.64% | 16.64% |
Nebraska State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9819) · FFIEC NIC profile (RSSD 911759)