Nebraska State Bank Routing Number (ABA): 104108316

Nebraska State Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 18.08% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$74.1M

Tier 1 leverage ratio, Q2 2026

18.08%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

1 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1921

Full financial profile · Is Nebraska State Bank safe? · Nebraska State Bank call report · Branch locations

What the digits mean

The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 0831, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Nebraska State Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Nebraska State Bank checks or in its online banking. Ask the bank for wire instructions (www.fsa-loans.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Nebraska State Bank

Nebraska State Bank is headquartered in Oshkosh, Nebraska and was established in 1921. It reported $74.1M in total assets and $61.0M in deposits for Q2 2026, the 117th largest of the 138 banks headquartered in Nebraska. See the largest banks in Nebraska by total assets. It reports 1 domestic office. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.

What the digits in 104108316 mean

The first four digits, 1041, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 0831, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 5 + 7 x 1 + 18 = 40, a multiple of 10, so 104108316 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Nebraska State Bank routing number?

The Nebraska State Bank routing number is 104108316. It is the primary ABA routing transit number registered to Nebraska State Bank, headquartered in Oshkosh, NE. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Nebraska State Bank wire routing number?

This page lists the primary routing number registered to Nebraska State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Nebraska State Bank before sending a wire.

Is ABA number 104108316 the routing number for Nebraska State Bank?

Yes. It is the primary routing number registered to Nebraska State Bank.

Which bank uses routing number 104108316?

It belongs to Nebraska State Bank, headquartered in Oshkosh, NE. It is the bank's primary ABA routing number (FDIC certificate 9819).

Routing numbers of similar-size institutions in Nebraska

Credit union, Lincoln, NE

LPS Employees Federal Credit Union: 304982581

Bank, Republican City, NE

Commercial State Bank: 104108507

Credit union, Omaha, NE

Omaha Firefighters Credit Union: 304083244

Bank, Utica, NE

First Bank of Utica: 104904277

Bank, Battle Creek, NE

Battle Creek State Bank: 104113521

Bank, Genoa, NE

Genoa Community Bank: 104901940

Bank, Adams, NE

Adams State Bank: 104911671

Bank, Swanton, NE

First Tri-County Bank: 104908817

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