Nebraska State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 4.45 percentage points higher than in Q1 2026, at 91.08%. Within Nebraska, Nebraska State Bank is 44th of 138 on loan-to-deposit ratio, 91.08% as of Q2 2026. Nebraska State Bank reported 91.08% on loan-to-deposit ratio for Q2 2026, 23.76 points above the 67.32% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $13.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $15.4M |
| Fed funds sold and reverse repos | $4.0M |
| Fed funds sold and reverse repos to assets | 5.42% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.08% |
| Net loans and leases to deposits | 90.21% |
| Loans and leases to core deposits | 106.68% |
| Core deposits to total deposits | 85.38% |
| Brokered deposits to total deposits | 9.84% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 103.28% | 83.54% | $0 | $0 |
| Q4 2023 | 99.16% | 84.08% | $0 | $0 |
| Q1 2024 | 97.73% | 84.52% | $0 | $0 |
| Q2 2024 | 103.69% | 83.45% | $0 | $0 |
| Q3 2024 | 102.34% | 79.76% | $0 | $0 |
| Q4 2024 | 99.68% | 80.98% | $0 | $0 |
| Q1 2025 | 92.58% | 80.89% | $0 | $0 |
| Q2 2025 | 101.95% | 83.51% | $0 | $0 |
| Q3 2025 | 102.10% | 82.03% | $0 | $0 |
| Q4 2025 | 90.94% | 82.47% | $0 | $0 |
| Q1 2026 | 86.63% | 83.52% | $0 | $0 |
| Q2 2026 | 91.08% | 85.38% | $0 | $0 |
Nebraska State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9819) · FFIEC NIC profile (RSSD 911759)