Nebraskaland Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Nebraskaland Bank of North Platte, NE against its peer group of 927 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.59% | 1.36% | -0.77% | 20th bottom |
| ROAE | 6.92% | 12.61% | -5.69% | 40th below |
| Net Interest Margin | 2.92% | 3.85% | -0.93% | 20th bottom |
| Efficiency Ratio | 69.10% | 57.49% | +11.61% | 20th bottom |
| PPNR / Avg Assets | 0.87% | — | — | 20th bottom |
| Yield on Earning Assets | 5.11% | 5.73% | -0.62% | 20th bottom |
| Cost of Funds Behind the peer average, ahead of the median peer. | 2.27% | 2.01% | +0.26% | 80th top |
| Net Interest Spread | 2.52% | — | — | 40th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 1.00% | -0.78% | 80th top |
| NPA / Total Assets | 0.16% | — | — | 80th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.27% | 0.43% | -0.16% | 20th bottom |
| ACL / Total Loans | 0.93% | — | — | 40th below |
| ACL / NPLs (Coverage) | 429.83% | — | — | 80th top |
| Texas Ratio | 1.67% | 7.45% | -5.78% | 80th top |
| Provision / NCO | 161.52% | — | — | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.20% | 11.12% | -1.92% | 0th bottom |
| Equity / Assets | 8.66% | 11.01% | -2.35% | 20th bottom |
| TCE / Tangible Assets | 8.66% | — | — | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.26% | 86.89% | +3.37% | 40th below |
| Core Deposit Ratio Behind the peer average, ahead of the median peer. | 83.55% | 85.58% | -2.03% | 60th above |
| Wholesale Funding Ratio | 11.54% | — | — | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.38% | — | — | 40th below |
| Loan Growth (Y/Y) | 6.22% | — | — | 20th bottom |
| Deposit Growth (Y/Y) | 10.29% | — | — | 80th top |
See Nebraskaland Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Nebraskaland Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Nebraskaland Bank profile, how to read a UBPR, or how this data updates.