Nebraskaland Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q3 2026 was in Reserve coverage of non-performing loans: 92.30 percentage points higher than in Q2 2026, at 429.83%. Nebraskaland Bank has the 11th lowest return on assets of the 138 banks headquartered in Nebraska, at 0.59% as of Q3 2026. Against a median of 1.28% for banks in the $1B-10B asset tier, Nebraskaland Bank reported 0.59% on return on assets in Q3 2026, 0.68 points lower; the peer median is as of Q2 2026.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.20% |
| Equity capital to assets | 8.66% |
| Tangible equity to tangible assets | 8.66% |
Asset quality
| Line item | Q3 2026 |
|---|---|
| Non-performing loans to loans | 0.22% |
| Non-performing assets ratio | 0.16% |
| Net charge-off ratio | 0.27% |
| Texas ratio | 1.67% |
| Allowance for credit losses to loans | 0.93% |
| Reserve coverage of non-performing loans | 429.83% |
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 0.59% |
| Return on equity | 6.92% |
| Net interest margin | 2.92% |
| Efficiency ratio | 69.10% |
| Yield on earning assets | 5.11% |
| Cost of funds | 2.27% |
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 90.26% |
| Core deposits to total deposits | 83.55% |
| Brokered deposits to total deposits | 5.13% |
| Deposits to assets | 79.53% |
| Securities to assets | 16.78% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q4 2023 | 9.86% | 0.39% | 2.29% | 0.00% | 0.00% |
| Q1 2024 | 9.91% | 0.26% | 2.18% | 0.00% | 0.00% |
| Q2 2024 | 9.64% | 0.26% | 2.27% | 0.00% | 0.00% |
| Q3 2024 | 9.56% | 0.34% | 2.39% | 0.00% | -0.00% |
| Q4 2024 | 9.87% | 0.41% | 2.38% | 0.00% | 0.00% |
| Q1 2025 | 10.00% | 0.29% | 2.40% | 1.03% | 0.00% |
| Q2 2025 | 9.69% | 0.41% | 2.58% | 0.62% | -0.00% |
| Q3 2025 | 9.73% | 0.27% | 2.76% | 0.31% | 1.00% |
| Q4 2025 | 9.36% | 0.56% | 2.81% | 0.30% | 0.00% |
| Q1 2026 | 9.46% | 0.48% | 2.80% | 0.29% | 0.00% |
| Q2 2026 | 9.12% | 0.56% | 2.84% | 0.29% | 0.00% |
| Q3 2026 | 9.20% | 0.59% | 2.92% | 0.22% | 0.27% |
Nebraskaland Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraskaland Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraskaland Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34811) · FFIEC NIC profile (RSSD 2667957)