Nebraskaland Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q2 2026, Total interest expense rose 4.1% in Q3 2026 to $5.4M, the biggest move on this page. On net interest margin, Nebraskaland Bank is 11th from the bottom among 138 Nebraska banks, 2.92% (Q3 2026). Nebraskaland Bank reported 2.92% on net interest margin for Q3 2026, 0.79 points below the 3.71% median for banks in the $1B-10B asset tier; the peer median is as of Q2 2026.
Asset yields
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 5.11% |
| Yield on loans | 5.94% |
| Yield on securities | 1.91% |
Funding costs
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 2.27% |
| Cost of interest-bearing deposits | 2.41% |
| Cost of interest-bearing liabilities | 2.59% |
| Cost of borrowings | 3.77% |
Spread and margin
| Line item | Q3 2026 |
|---|---|
| Net interest margin | 2.92% |
| Yield to cost spread | 2.52% |
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $11.1M |
| Total interest expense | $5.4M |
| Interest expense on deposits | $4.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q4 2023 | 4.42% | 2.23% | 2.29% | 5.19% | 1.67% |
| Q1 2024 | 4.44% | 2.34% | 2.18% | 5.22% | 1.66% |
| Q2 2024 | 4.57% | 2.38% | 2.27% | 5.39% | 1.70% |
| Q3 2024 | 4.79% | 2.50% | 2.39% | 5.61% | 1.85% |
| Q4 2024 | 4.71% | 2.43% | 2.38% | 5.56% | 1.93% |
| Q1 2025 | 4.62% | 2.32% | 2.40% | 5.42% | 1.91% |
| Q2 2025 | 4.77% | 2.29% | 2.58% | 5.61% | 1.72% |
| Q3 2025 | 4.98% | 2.32% | 2.76% | 5.84% | 1.57% |
| Q4 2025 | 4.96% | 2.24% | 2.81% | 5.80% | 1.58% |
| Q1 2026 | 4.87% | 2.15% | 2.80% | 5.67% | 1.60% |
| Q2 2026 | 4.96% | 2.19% | 2.84% | 5.80% | 1.68% |
| Q3 2026 | 5.11% | 2.27% | 2.92% | 5.94% | 1.91% |
Nebraskaland Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraskaland Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraskaland Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34811) · FFIEC NIC profile (RSSD 2667957)