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Nekoosa Port Edwards State Bank: Efficiency Ratio

40.57% Ranks #218 of 3,644 U.S. banks · 94th percentile

Data as of · sourced from FFIEC call reports. How we update

Nekoosa Port Edwards State Bank reported a efficiency ratio of 40.57% as of Q3 2026, ranking #218 of 3,644 U.S. banks (94th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q4 2023 Latest
Q3 2026 40.57%
Q2 2026 41.63%
Q1 2026 40.97%
Q4 2025 39.03%
Q3 2025 40.82%
Q2 2025 41.52%
Q1 2025 42.89%
Q4 2024 41.87%
Q3 2024 42.42%
Q2 2024 42.84%
Q1 2024 42.45%
Q4 2023 21.92%

National Context

Latest value 40.57%
National rank#218 of 3,644
Percentile 94th
12-quarter low21.92%
12-quarter high42.89%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Nekoosa Port Edwards State Bank's Efficiency Ratio?

Nekoosa Port Edwards State Bank's Efficiency Ratio was 40.57% as of Q3 2026, ranking #218 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Nekoosa Port Edwards State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 2482) · FFIEC NIC profile (RSSD 791942)