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Nekoosa Port Edwards State Bank: Loan-to-Deposit Ratio

73.81% Ranks #2,518 of 3,651 U.S. banks · 31st percentile

Data as of · sourced from FFIEC call reports. How we update

Nekoosa Port Edwards State Bank reported a loan-to-deposit ratio of 73.81% as of Q3 2026, ranking #2,518 of 3,651 U.S. banks (31st percentile). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

12-Quarter Trend

Q4 2023 Latest
Q3 2026 73.81%
Q2 2026 75.34%
Q1 2026 74.41%
Q4 2025 71.90%
Q3 2025 73.53%
Q2 2025 76.57%
Q1 2025 72.24%
Q4 2024 70.24%
Q3 2024 72.39%
Q2 2024 75.98%
Q1 2024 75.93%
Q4 2023 78.30%

National Context

Latest value 73.81%
National rank#2,518 of 3,651
Percentile 31st
12-quarter low70.24%
12-quarter high78.30%
Full rankingView leaderboard

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.

Full definition & formula →

Frequently asked questions

What is Nekoosa Port Edwards State Bank's Loan-to-Deposit Ratio?

Nekoosa Port Edwards State Bank's Loan-to-Deposit Ratio was 73.81% as of Q3 2026, ranking #2518 of 3,651 U.S. banks.

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Nekoosa Port Edwards State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 2482) · FFIEC NIC profile (RSSD 791942)