Nevada Bank and Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 46.2% in Q2 2026, from $30.1M to $44.0M. It was the largest change from Q1 2026 among the key lines here. Nevada Bank and Trust Company has the 2nd lowest loan-to-deposit ratio of the 14 banks headquartered in Nevada, at 34.59% as of Q2 2026. Nevada Bank and Trust Company's loan-to-deposit ratio of 34.59% is well below the 80.84% median for banks in the $100M-1B asset tier, a gap of 46.25 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $44.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $138.1M |
| Fed funds sold and reverse repos | $20.8M |
| Fed funds sold and reverse repos to assets | 9.54% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 34.59% |
| Net loans and leases to deposits | 34.11% |
| Loans and leases to core deposits | 34.59% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 39.13% | 100.00% | $0 | $0 |
| Q4 2023 | 40.60% | 100.00% | $0 | $0 |
| Q1 2024 | 42.46% | 100.00% | $0 | $9.5M |
| Q2 2024 | 42.40% | 100.00% | $0 | $9.0M |
| Q3 2024 | 43.33% | 100.00% | $0 | $8.6M |
| Q4 2024 | 41.21% | 100.00% | $0 | $0 |
| Q1 2025 | 40.65% | 100.00% | $0 | $0 |
| Q2 2025 | 39.02% | 100.00% | $0 | $0 |
| Q3 2025 | 39.44% | 100.00% | $0 | $0 |
| Q4 2025 | 35.34% | 100.00% | $0 | $0 |
| Q1 2026 | 39.10% | 100.00% | $0 | $0 |
| Q2 2026 | 34.59% | 100.00% | $0 | $0 |
Nevada Bank and Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Nevada Bank and Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nevada Bank and Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22669) · FFIEC NIC profile (RSSD 400767)