Nevada Bank and Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 294.29 percentage points lower than in Q1 2026, at 4720.00%. Nevada Bank and Trust Company ranks 10th of 14 Nevada banks on return on assets, in the lower half at 0.86% (Q2 2026). Nevada Bank and Trust Company reported 0.86% on return on assets for Q2 2026, 0.40 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.01% |
| Equity capital to assets | 10.06% |
| Tangible equity to tangible assets | 10.06% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.03% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | 1.41% |
| Texas ratio | 0.14% |
| Allowance for credit losses to loans | 1.40% |
| Reserve coverage of non-performing loans | 4720.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.86% |
| Return on equity | 8.07% |
| Net interest margin | 3.94% |
| Efficiency ratio | 69.97% |
| Yield on earning assets | 4.48% |
| Cost of funds | 0.57% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 34.59% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 89.75% |
| Securities to assets | 43.28% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.13% | 1.13% | 3.80% | 0.07% | 0.18% |
| Q4 2023 | 11.73% | 1.06% | 3.71% | 0.81% | 0.36% |
| Q1 2024 | 12.28% | 0.45% | 3.23% | 0.20% | -0.13% |
| Q2 2024 | 12.40% | 0.49% | 3.34% | 0.06% | 0.74% |
| Q3 2024 | 11.90% | 0.76% | 3.45% | 0.12% | 0.30% |
| Q4 2024 | 12.07% | 0.65% | 3.56% | 0.05% | -0.11% |
| Q1 2025 | 12.41% | 0.86% | 3.68% | 0.02% | 0.22% |
| Q2 2025 | 12.39% | 0.98% | 3.70% | 0.00% | 0.05% |
| Q3 2025 | 12.40% | 0.92% | 3.79% | 0.03% | 0.07% |
| Q4 2025 | 11.74% | 0.94% | 3.88% | 0.03% | 0.90% |
| Q1 2026 | 11.75% | 1.09% | 3.79% | 0.03% | -0.01% |
| Q2 2026 | 13.01% | 0.86% | 3.94% | 0.03% | 1.41% |
Nevada Bank and Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Nevada Bank and Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nevada Bank and Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22669) · FFIEC NIC profile (RSSD 400767)