Nevada Bank and Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Nevada Bank and Trust Company of Caliente, NV against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.86% | 1.34% | -0.48% | 26th below |
| ROAE | 8.07% | 13.32% | -5.25% | 26th below |
| Net Interest Margin | 3.94% | 3.93% | +0.01% | 50th above |
| Efficiency Ratio | 69.97% | 61.14% | +8.83% | 28th below |
| PPNR / Avg Assets | 1.25% | 1.68% | -0.43% | 31st below |
| Yield on Earning Assets | 4.48% | 5.67% | -1.19% | 8th bottom |
| Cost of Funds | 0.57% | 1.88% | -1.31% | 98th top |
| Net Interest Spread | 3.41% | 3.32% | +0.09% | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.03% | 0.94% | -0.91% | 81st top |
| NPA / Total Assets | 0.01% | 0.70% | -0.69% | 85th top |
| NCO / Avg Loans | 1.41% | 0.16% | +1.25% | 2nd bottom |
| ACL / Total Loans | 1.40% | 1.28% | +0.12% | 72nd above |
| ACL / NPLs (Coverage) | 4720.00% | 1537.94% | +3182.06% | — |
| Texas Ratio | 0.14% | 7.33% | -7.19% | 87th top |
| Provision / NCO | 65.75% | 1395.91% | -1330.16% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.01% | 12.14% | +0.87% | 75th top |
| Equity / Assets | 10.06% | 11.37% | -1.31% | 45th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.06% | 11.09% | -1.03% | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 34.59% | 80.65% | -46.06% | 97th top |
| Core Deposit Ratio | 100.00% | 86.86% | +13.14% | 100th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.03% | 6.85% | +0.18% | 69th above |
| Loan Growth (Y/Y) | -5.80% | 7.91% | -13.71% | 6th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.27% | 6.29% | -0.02% | 66th above |
See Nevada Bank and Trust Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Nevada Bank and Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Nevada Bank and Trust Company profile, how to read a UBPR, or how this data updates.