Newtown Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Newtown Savings Bank of Newtown, CT against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.77% | 1.46% | -0.69% | 18th bottom |
| ROAE | 8.77% | 12.69% | -3.92% | 25th below |
| Net Interest Margin | 3.38% | 3.85% | -0.47% | 30th below |
| Efficiency Ratio | 70.52% | 57.39% | +13.13% | 20th bottom |
| PPNR / Avg Assets | 1.14% | 1.88% | -0.74% | 20th bottom |
| Yield on Earning Assets | 5.00% | 5.72% | -0.72% | 20th bottom |
| Cost of Funds | 1.75% | 2.02% | -0.27% | 66th above |
| Net Interest Spread | 2.88% | 3.18% | -0.30% | 37th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 1.00% | -0.63% | 68th above |
| NPA / Total Assets | 0.30% | 0.76% | -0.46% | 65th above |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 77th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.26% | 1.31% | -0.05% | 65th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 343.42% | 564.52% | -221.10% | 73rd above |
| Texas Ratio | 3.01% | 7.39% | -4.38% | 65th above |
| Provision / NCO | 1401.22% | 617.88% | +783.34% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.63% | 17.34% | -2.71% | 66th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.63% | 17.37% | -2.74% | 66th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.89% | 18.42% | -2.53% | 68th above |
| Leverage Ratio | 9.48% | 11.44% | -1.96% | 22nd bottom |
| Equity / Assets | 8.92% | 11.34% | -2.42% | 21st bottom |
| TCE / Tangible Assets | 8.92% | 10.50% | -1.58% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.34% | 86.95% | +10.39% | 23rd bottom |
| Core Deposit Ratio | 96.18% | 85.55% | +10.63% | 91st top |
| Uninsured Deposit Ratio | 14.45% | 33.14% | -18.69% | 92nd top |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 5.38% | 5.70% | -0.32% | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.19% | 9.68% | -7.49% | 30th below |
| Loan Growth (Y/Y) | 1.66% | 8.06% | -6.40% | 26th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.55% | 7.88% | -2.33% | 56th above |
See Newtown Savings Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Newtown Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Newtown Savings Bank profile, how to read a UBPR, or how this data updates.