Newtown Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Risk-weighted assets, which rose 4.6% to $1.22B. Newtown Savings Bank ranks 8th of 17 Connecticut banks on CET1 ratio, in the upper half at 14.63% (Q2 2026). Newtown Savings Bank reported 14.63% on CET1 ratio for Q2 2026, 1.16 points above the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.63% |
| Tier 1 risk-based capital ratio | 14.63% |
| Total risk-based capital ratio | 15.89% |
| Tier 1 leverage ratio | 9.48% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $178.0M |
| Tier 1 capital | $178.0M |
| Total risk-based capital | $193.2M |
| Total equity capital | $167.1M |
| Risk-weighted assets | $1.22B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.92% |
| Tangible equity to tangible assets | 8.92% |
| Equity capital to average assets | 8.90% |
| Internal capital growth rate | 8.87% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $1.4M |
| Retained earnings | $176.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$10.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.74% | 13.74% | 15.00% | 7.76% | $1.07B |
| Q4 2023 | 13.71% | 13.71% | 14.97% | 8.03% | $1.09B |
| Q1 2024 | 14.27% | 14.27% | 15.53% | 8.08% | $1.06B |
| Q2 2024 | 14.05% | 14.05% | 15.30% | 8.17% | $1.07B |
| Q3 2024 | 13.89% | 13.89% | 15.14% | 8.08% | $1.10B |
| Q4 2024 | 13.56% | 13.56% | 14.81% | 8.43% | $1.14B |
| Q1 2025 | 13.82% | 13.82% | 15.08% | 8.57% | $1.15B |
| Q2 2025 | 13.66% | 13.66% | 14.92% | 8.84% | $1.18B |
| Q3 2025 | 13.95% | 13.95% | 15.21% | 8.76% | $1.19B |
| Q4 2025 | 14.29% | 14.29% | 15.55% | 9.01% | $1.20B |
| Q1 2026 | 15.00% | 15.00% | 16.26% | 9.11% | $1.16B |
| Q2 2026 | 14.63% | 14.63% | 15.89% | 9.48% | $1.22B |
Newtown Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Newtown Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Newtown Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18199) · FFIEC NIC profile (RSSD 507509)