Newtown Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 6.67 percentage points in Q2 2026, from 94.02% to 100.69%. It was the largest change from Q1 2026 among the key lines here. Newtown Savings Bank ranks 16th of 27 Connecticut banks on loan-to-deposit ratio, in the lower half at 97.34% (Q2 2026). Newtown Savings Bank reported 97.34% on loan-to-deposit ratio for Q2 2026, 9.14 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $59.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $270.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $100.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.38% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.34% |
| Net loans and leases to deposits | 96.11% |
| Loans and leases to core deposits | 100.69% |
| Core deposits to total deposits | 96.18% |
| Brokered deposits to total deposits | 0.67% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 86.40% | 91.70% | $0 | $155.7M |
| Q4 2023 | 91.26% | 95.17% | $0 | $198.7M |
| Q1 2024 | 90.03% | 93.33% | $0 | $204.2M |
| Q2 2024 | 94.17% | 96.31% | $0 | $159.2M |
| Q3 2024 | 89.07% | 89.62% | $0 | $124.7M |
| Q4 2024 | 96.35% | 94.45% | $0 | $129.9M |
| Q1 2025 | 94.18% | 92.26% | $0 | $110.9M |
| Q2 2025 | 101.06% | 96.48% | $0 | $157.9M |
| Q3 2025 | 93.40% | 89.43% | $0 | $91.1M |
| Q4 2025 | 93.78% | 93.48% | $0 | $91.7M |
| Q1 2026 | 91.36% | 92.27% | $0 | $95.8M |
| Q2 2026 | 97.34% | 96.18% | $0 | $100.8M |
Newtown Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Newtown Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Newtown Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18199) · FFIEC NIC profile (RSSD 507509)