NexBank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks NexBank of Dallas, TX against its peer group of 136 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.84% | 1.34% | -0.50% | 14th bottom |
| ROAE | 9.69% | 12.25% | -2.56% | 33rd below |
| Net Interest Margin | 2.42% | 3.68% | -1.26% | 8th bottom |
| Efficiency Ratio | 53.05% | 53.86% | -0.81% | 52nd above |
| PPNR / Avg Assets | 1.20% | — | — | 13th bottom |
| Yield on Earning Assets | 4.97% | 5.58% | -0.61% | 23rd bottom |
| Cost of Funds | 2.60% | 1.99% | +0.61% | 19th bottom |
| Net Interest Spread | 1.88% | — | — | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.43% | 1.05% | +0.38% | 14th bottom |
| NPA / Total Assets | 1.23% | — | — | 11th bottom |
| NCO / Avg Loans | 0.11% | 0.36% | -0.25% | 52nd above |
| ACL / Total Loans | 0.41% | — | — | 6th bottom |
| ACL / NPLs (Coverage) | 28.90% | — | — | 5th bottom |
| Texas Ratio | 14.48% | 5.43% | +9.05% | 2nd bottom |
| Provision / NCO | 30.21% | — | — | 12th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.92% | 14.50% | +0.42% | 78th top |
| Tier 1 Ratio | 14.92% | 14.60% | +0.32% | 77th top |
| Total Capital Ratio | 15.39% | — | — | 69th above |
| Leverage Ratio | 9.07% | 10.26% | -1.19% | 17th bottom |
| Equity / Assets | 8.43% | 11.55% | -3.12% | 11th bottom |
| TCE / Tangible Assets | 8.42% | — | — | 22nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 84.52% | 83.97% | +0.55% | 58th above |
| Core Deposit Ratio | 93.40% | 86.78% | +6.62% | 67th above |
| Uninsured Deposit Ratio | 13.04% | 38.93% | -25.89% | 88th top |
| Wholesale Funding Ratio | 13.07% | — | — | 7th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.16% | — | — | 13th bottom |
| Loan Growth (Y/Y) | -2.17% | — | — | 7th bottom |
| Deposit Growth (Y/Y) | 3.31% | — | — | 36th below |
See NexBank's peers by name
The 136 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock NexBank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full NexBank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the NexBank peer analysis.