The Nodaway Valley Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 100.0% in Q2 2026, from $25.0M to $0. It was the largest change from Q1 2026 among the key lines here. Within Missouri, The Nodaway Valley Bank is 138th of 192 on loan-to-deposit ratio, 74.22% as of Q2 2026, below the middle of the field. The Nodaway Valley Bank reported 74.22% on loan-to-deposit ratio for Q2 2026, 13.99 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $137.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $516.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $56.6M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $959K |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.22% |
| Net loans and leases to deposits | 73.28% |
| Loans and leases to core deposits | 82.34% |
| Core deposits to total deposits | 90.14% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.81% | 95.15% | $51.7M | $25.0M |
| Q4 2023 | 75.27% | 94.03% | $75.7M | $25.0M |
| Q1 2024 | 74.29% | 91.99% | $57.6M | $25.0M |
| Q2 2024 | 75.36% | 91.08% | $54.0M | $25.0M |
| Q3 2024 | 77.23% | 91.68% | $57.7M | $25.0M |
| Q4 2024 | 77.36% | 92.13% | $53.5M | $25.0M |
| Q1 2025 | 74.95% | 91.04% | $43.1M | $25.0M |
| Q2 2025 | 77.19% | 90.75% | $55.5M | $25.0M |
| Q3 2025 | 79.16% | 90.89% | $45.1M | $25.0M |
| Q4 2025 | 79.07% | 92.31% | $52.1M | $25.0M |
| Q1 2026 | 72.65% | 90.05% | $54.3M | $25.0M |
| Q2 2026 | 74.22% | 90.14% | $56.6M | $0 |
The Nodaway Valley Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Nodaway Valley Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Nodaway Valley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8904) · FFIEC NIC profile (RSSD 770657)