The Nodaway Valley Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Nodaway Valley Bank of Maryville, MO against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.22% | 1.46% | +0.76% | 92nd top |
| ROAE | 25.63% | 12.68% | +12.95% | 96th top |
| Net Interest Margin | 4.02% | 3.85% | +0.17% | 69th above |
| Efficiency Ratio | 51.53% | 57.40% | -5.87% | 71st above |
| PPNR / Avg Assets | 2.26% | 1.88% | +0.38% | 80th top |
| Yield on Earning Assets | 5.24% | 5.72% | -0.48% | 31st below |
| Cost of Funds | 1.36% | 2.02% | -0.66% | 85th top |
| Net Interest Spread | 3.42% | 3.18% | +0.24% | 72nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.00% | -1.00% | 97th top |
| NPA / Total Assets | 0.00% | 0.76% | -0.76% | 96th top |
| NCO / Avg Loans | -0.04% | 0.43% | -0.47% | 97th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.26% | 1.31% | -0.05% | 65th above |
| ACL / NPLs (Coverage) | 86953.34% | 509.03% | +86444.31% | — |
| Texas Ratio | 0.01% | 7.39% | -7.38% | 97th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.26% | 17.34% | -2.08% | 73rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.26% | 17.37% | -2.11% | 72nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.30% | 18.42% | -2.12% | 71st above |
| Leverage Ratio | 11.56% | 11.44% | +0.12% | 71st above |
| Equity / Assets | 9.23% | 11.34% | -2.11% | 26th below |
| TCE / Tangible Assets | 8.29% | 10.50% | -2.21% | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.22% | 86.96% | -12.74% | 80th top |
| Core Deposit Ratio | 90.14% | 85.55% | +4.59% | 59th above |
| Uninsured Deposit Ratio | 21.23% | 33.13% | -11.90% | 81st top |
| Wholesale Funding Ratio | 3.50% | 5.70% | -2.20% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.77% | 9.68% | -1.91% | 67th above |
| Loan Growth (Y/Y) | 5.14% | 8.06% | -2.92% | 47th below |
| Deposit Growth (Y/Y) | 9.35% | 7.88% | +1.47% | 73rd above |
See The Nodaway Valley Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Nodaway Valley Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Nodaway Valley Bank profile, how to read a UBPR, or how this data updates.