The Nodaway Valley Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 74195.34 percentage points higher than in Q1 2026, at 86953.34%. Within Missouri, The Nodaway Valley Bank is 28th of 192 on return on assets, 2.22% as of Q2 2026, above the middle of the field. Against a median of 1.28% for banks in the $1B-10B asset tier, The Nodaway Valley Bank reported 2.22% on return on assets in Q2 2026, 0.94 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.26% |
| Tier 1 risk-based capital ratio | 15.26% |
| Total risk-based capital ratio | 16.30% |
| Tier 1 leverage ratio | 11.56% |
| Equity capital to assets | 9.23% |
| Tangible equity to tangible assets | 8.29% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.04% |
| Texas ratio | 0.01% |
| Allowance for credit losses to loans | 1.26% |
| Reserve coverage of non-performing loans | 86953.34% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.22% |
| Return on equity | 25.63% |
| Net interest margin | 4.02% |
| Efficiency ratio | 51.53% |
| Yield on earning assets | 5.24% |
| Cost of funds | 1.36% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.22% |
| Core deposits to total deposits | 90.14% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.47% |
| Securities to assets | 23.46% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.97% | 15.97% | 17.15% | 10.70% | 2.06% |
| Q4 2023 | 15.72% | 15.72% | 16.87% | 10.83% | 1.96% |
| Q1 2024 | 13.87% | 13.87% | 14.91% | 10.62% | 1.92% |
| Q2 2024 | 14.01% | 14.01% | 15.06% | 10.76% | 2.07% |
| Q3 2024 | 14.47% | 14.47% | 15.54% | 11.10% | 2.24% |
| Q4 2024 | 14.94% | 14.94% | 16.04% | 11.20% | 1.85% |
| Q1 2025 | 14.59% | 14.59% | 15.67% | 11.26% | 1.92% |
| Q2 2025 | 14.50% | 14.50% | 15.55% | 11.45% | 2.36% |
| Q3 2025 | 15.12% | 15.12% | 16.16% | 11.81% | 2.26% |
| Q4 2025 | 14.85% | 14.85% | 15.85% | 11.74% | 1.99% |
| Q1 2026 | 15.04% | 15.04% | 16.07% | 11.44% | 2.05% |
| Q2 2026 | 15.26% | 15.26% | 16.30% | 11.56% | 2.22% |
The Nodaway Valley Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Nodaway Valley Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Nodaway Valley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8904) · FFIEC NIC profile (RSSD 770657)