Bank call report · Roseville, MN
North American Banking Company Call Report
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North American Banking Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 347 reported line items, schedule by schedule (995 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2631846 |
| FDIC certificate number | 34836 |
| Total assets | $1.47B |
Official Q2 2026 call report PDF (FFIEC) →
North American Banking Company call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · North American Banking Company balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.47B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.47B |
| Total Liabilities and Minority Interest | RCON2948 | $1.37B |
| Total Deposits | RCON2200 | $1.09B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $783.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $773.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $650.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $476.3M |
| Deposits: Noninterest-bearing | RCON6631 | $435.3M |
| Other Liabilities, Total | RCON2930 | $174.8M |
| Other Borrowed Money | RCON3190 | $113.0M |
| Total Equity Capital | RCON3210 | $99.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $99.9M |
| Surplus | RCON3839 | $99.0M |
| Interest-bearing Balances | RCON0071 | $67.1M |
| Securities Purchased Under Agreements to Resell | RCONB989 | $58.6M |
| Other Assets | RCON2160 | $52.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$36.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $36.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $27.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $17.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $9.4M |
| Common Stock | RCON3230 | $1.0M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $448K |
| Other Real Estate Owned | RCON2150 | $417K |
Schedule RI: Income Statement (44 items)
About Schedule RI · North American Banking Company income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $33.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $23.0M |
| Net Interest Income | RIAD4074 | $21.0M |
| Total Noninterest Expense | RIAD4093 | $16.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $15.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $15.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $15.6M |
| Net Income (Loss) | RIAD4340 | $15.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $15.6M |
| Total Noninterest Income | RIAD4079 | $12.3M |
| Total Interest Expense | RIAD4073 | $12.3M |
| Other Noninterest Income | RIADB497 | $12.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $11.5M |
| Salaries and Employee Benefits | RIAD4135 | $8.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $7.5M |
| Other Noninterest Expense | RIAD4092 | $7.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $5.7M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $5.6M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $4.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $3.0M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.7M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.4M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $1.1M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $996K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $809K |
| Provision for Loan and Lease Losses | RIAD4230 | $721K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $619K |
| Interest on Other Securities | RIAD4060 | $526K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$369K |
| Other Interest Income | RIAD4518 | $305K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $285K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $246K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $228K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $207K |
| Income from Lease Financing Receivables | RIAD4065 | $141K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $136K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $85K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $74K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $37K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $33K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $5K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 109 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $84.2M |
| Balances Due from Federal Reserve Banks | RCON0090 | $62.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $14.5M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $6.3M |
| Currency and Coin | RCON0080 | $1.2M |
Schedule RC-B: Securities (22 items)
About Schedule RC-B · North American Banking Company securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $96.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $90.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $513.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $342.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $314.3M |
| Pledged Securities | RCON0416 | $201.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $144.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $90.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $89.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $86.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $81.4M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $39.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $38.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $30.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $21.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $19.9M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $16.7M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $15.9M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $15.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $14.7M |
| Amortized Cost of Available-for-sale Other Foreign Debt Securities | RCON1744 | $2.0M |
| Fair Value of Available-for-sale Other Foreign Debt Securities | RCON1746 | $1.9M |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · North American Banking Company loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $783.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $250.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $222.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $180.9M |
| Commercial and Industrial Loans | RCON1766 | $138.1M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $138.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $137.9M |
| Pledged Loans and Leases | RCONG378 | $136.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $134.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $133.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $107.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $69.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $67.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $44.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $29.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $26.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $24.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $21.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $18.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $18.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $18.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $13.7M |
| All Other Lease Financing Receivables | RCONF163 | $11.3M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $11.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $11.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $8.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $7.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $5.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $3.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.7M |
| Other Loans | RCONJ464 | $1.7M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $1.2M |
| Total Carrying Amount of Closed-end Loans with Negative Amortization Features Secure by 1-4 Family Residential Properties | RCONF230 | $618K |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $482K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $163K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $80K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $70K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $35.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $25.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $7.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $486K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 120 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 98 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 81 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 79 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 23 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 7 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · North American Banking Company deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $923.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $922.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $512.4M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $162.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $154.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $125.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $109.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $101.2M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $60.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $26.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $24.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $15.4M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $13.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $11.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $10.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $9.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $9.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $8.2M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $7.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $5.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $5.0M |
| Total Brokered Deposits | RCON2365 | $5.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $4.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $2.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.1M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $547K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $499K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $23.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $12.5M |
| Other Assets | RCON2168 | $11.8M |
| Accounts Receivable | RCONFT34 | $9.6M |
| Accrued Interest Receivable | RCONB556 | $4.9M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $172.9M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $171.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.2M |
| Other Expenses Accrued and Unpaid | RCON3646 | $389K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $342K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · North American Banking Company quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.54B |
| Quarterly Average of Total Loans | RCON3360 | $780.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $475.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $437.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $392.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $149.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $119.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $109.7M |
| Mortgage-backed Securities | RCONB559 | $96.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $85.6M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $58.7M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $50.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $37.2M |
| All Other Securities | RCONB560 | $35.1M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $12.5M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $12.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.7M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · North American Banking Company derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $8.76B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $56.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $39.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $13.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $11.4M |
| Other unused commitments: Loans to depository financial institutions | RCONPV10 | $3.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $2.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.6M |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · North American Banking Company memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $113.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $113.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $19.5M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $417K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (13 items)
About Schedule RC-N · North American Banking Company past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $3.3M |
| Additions to Nonaccrual Assets | RCONC410 | $625K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $618K |
| Debt Securities and Other Assets - Nonaccrual | RCON3507 | $199K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $74K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $65K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $65K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $49K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $47K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $22K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $7K |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $5K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · North American Banking Company other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.54B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.09B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $932.4M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $881.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $151.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $133.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 10,135 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 472 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 55 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 4 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $476.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $476.3M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $476.3M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $476.3M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · North American Banking Company regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $935.5M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · North American Banking Company regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.54B |
| Average total consolidated assets | RCOAKW03 | $1.54B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $935.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $146.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $136.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $136.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $136.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $100.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $99.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$36.9M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$36.9M |
| Retained Earnings | RCOAKW00 | $36.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $9.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $9.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $9.7M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1567 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1463 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1463 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0891 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0767 |
Schedule RC-R, Part II: Risk-Weighted Assets (52 items)
About Schedule RC-R, Part II · North American Banking Company risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $935.5M |
| Total Risk-weighted Assets | RCONG641 | $935.5M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $804.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $804.1M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $774.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $612.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $611.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $476.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $399.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $381.1M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $356.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $243.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $203.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $167.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $130.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $102.9M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $102.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $95.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $84.2M |
| Total All Other Assets | RCOND981 | $80.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $79.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $72.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $69.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $68.3M |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCONH172 | $58.6M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $58.6M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $58.6M |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCONH171 | $58.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $57.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $51.4M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $40.6M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$36.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $28.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $28.6M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $18.7M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $18.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $14.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $12.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $9.0M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $7.4M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $3.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $3.3M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $3.1M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $1.6M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $1.6M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $1.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $989K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $311K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $98K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $65K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $65K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $65K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $99.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $97.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $97.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $8.8M |
| Other Comprehensive Income | RIADB511 | -$4.3M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · North American Banking Company charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $75K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $75K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2K |
| Recoveries on Automobile Loans | RIADK133 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · North American Banking Company changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $9.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $8.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $75K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $50K |
| Balance at end of current period, Available-for-sale debt securities | RIADJH99 | $48K |
| Provisions for credit losses, Available-for-sale debt securities | RIADJH96 | $38K |
| Balance most recently reported for end of previous calendar year, Available-for-sale debt securities | RIADJH94 | $10K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $783.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $427.3M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $194.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $97.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $62.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $9.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $4.5M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $3.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $1.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $711K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $44K |
Schedule RI-E: Explanations (2 items)
North American Banking Company call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the North American Banking Company call report?
The North American Banking Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does North American Banking Company file?
North American Banking Company files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the North American Banking Company call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: North American Banking Company has Federal Reserve RSSD ID 2631846 and FDIC certificate number 34836. Either one finds its filings on the FFIEC Central Data Repository.
How often does North American Banking Company file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
North American Banking Company financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34836) · FFIEC NIC profile (RSSD 2631846)