North American Banking Company: Balance Sheet
BankRegReports is independent of North American Banking Company and never asks for online banking logins or passwords.
Data as of · Call Report Schedule RC How we update
North American Banking Company reported all 25 line items on this page on its Q3 2026 filing. Total assets was $1.39B in Q3 2026, down 0.9% from $1.41B in Q3 2025. Across the 12 quarters shown it ranged from $1.25B (Q2 2024) to $1.47B (Q2 2026).
The standout move of Q3 2026 was in Cash and balances due from depository institutions: 36.7% lower than in Q2 2026, at $53.3M. On total assets, North American Banking Company ranks 12th highest among the 221 banks headquartered in Minnesota, at $1.39B (Q3 2026). The median for banks in the $1B-10B asset tier is $2.01B on total assets. North American Banking Company sits 31% lower, at $1.39B (Q3 2026).
Assets
| Line item | Q3 2026 |
|---|---|
| Total assets | $1.39B |
| Cash and balances due from depository institutions | $53.3M |
| Total securities | $445.8M |
| Fed funds sold and reverse repos | $58.3M |
| Net loans and leases | $756.3M |
| Loans held for sale | $0 |
| Trading account assets | $0 |
| Premises and fixed assets | $28.2M |
| Other real estate owned | $381K |
| Goodwill and other intangibles | $0 |
| All other assets | $50.5M |
Source: Call Report Schedule RC: Total assets (item 12, RCON2170).
Get an email when North American Banking Company files its next quarter, and see its balance sheet against peers in the terminal. Free account, no card.
Liabilities
All other liabilities moved most in this table, down 34.2%: $174.8M in Q2 2026, $115.0M in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total liabilities | $1.30B |
| Total deposits | $1.11B |
| Fed funds purchased and repos | $0 |
| Trading liabilities | $0 |
| Other borrowed money | $75.0M |
| Subordinated notes and debentures | $0 |
| All other liabilities | $115.0M |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
Equity capital
Retained earnings changed the most here, up 19.4% to $44.0M in Q3 2026 from $36.8M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total equity capital | $88.4M |
| Common stock | $1.0M |
| Common stock surplus | $99.0M |
| Retained earnings | $44.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$55.6M |
| Total liabilities and equity capital | $1.39B |
Source: Call Report Schedule RC: Total equity capital (item 27.a, RCON3210).
Balance Sheet trend
Balance Sheet by quarter
| Quarter | Total assets | Total liabilities | Net loans and leases | Securities | Cash and balances due |
|---|---|---|---|---|---|
| Q4 2023 | $1.29B | $1.24B | $669.8M | $473.4M | $87.2M |
| Q1 2024 | $1.27B | $1.22B | $673.9M | $468.0M | $61.7M |
| Q2 2024 | $1.25B | $1.19B | $662.6M | $469.3M | $35.5M |
| Q3 2024 | $1.29B | $1.22B | $701.4M | $482.6M | $31.4M |
| Q4 2024 | $1.36B | $1.29B | $728.0M | $474.1M | $70.8M |
| Q1 2025 | $1.37B | $1.29B | $726.2M | $468.7M | $93.6M |
| Q2 2025 | $1.40B | $1.31B | $750.9M | $453.9M | $97.2M |
| Q3 2025 | $1.41B | $1.31B | $752.1M | $419.8M | $130.3M |
| Q4 2025 | $1.46B | $1.36B | $754.2M | $470.5M | $122.2M |
| Q1 2026 | $1.45B | $1.36B | $758.6M | $491.9M | $70.6M |
| Q2 2026 | $1.47B | $1.37B | $773.8M | $476.3M | $84.2M |
| Q3 2026 | $1.39B | $1.30B | $756.3M | $445.8M | $53.3M |
North American Banking Company balance sheet, quarter by quarter
Balance Sheet since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full North American Banking Company profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 34836) · FFIEC NIC profile (RSSD 2631846)