Northwest Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money climbed 74.7% in Q2 2026, from $350.2M to $612.0M. It was the largest change from Q1 2026 among the key lines here. Northwest Bank ranks 39th of 109 Pennsylvania banks on loan-to-deposit ratio, in the upper half at 92.07% (Q2 2026). Northwest Bank reported 92.07% on loan-to-deposit ratio for Q2 2026, 5.19 points above the 86.87% median for banks in the $10B-100B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $263.9M |
| Cash and noninterest-bearing balances to assets | 1.53% |
| Cash and securities | $2.72B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $53K |
| Other borrowed money | $612.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.56% |
| Trading liabilities | $17.8M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.07% |
| Net loans and leases to deposits | 91.03% |
| Loans and leases to core deposits | 94.70% |
| Core deposits to total deposits | 95.54% |
| Brokered deposits to total deposits | 1.67% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 93.29% | 92.05% | $48.6M | $556.0M |
| Q4 2023 | 92.54% | 89.46% | $35.5M | $363.4M |
| Q1 2024 | 92.58% | 89.36% | $29.9M | $370.9M |
| Q2 2024 | 91.50% | 89.72% | $26.2M | $216.2M |
| Q3 2024 | 91.44% | 95.17% | $21.6M | $182.8M |
| Q4 2024 | 90.43% | 95.38% | $22.3M | $178.0M |
| Q1 2025 | 90.27% | 95.94% | $18.7M | $178.6M |
| Q2 2025 | 90.80% | 96.20% | $22.5M | $175.5M |
| Q3 2025 | 93.04% | 96.05% | $18.2M | $350.0M |
| Q4 2025 | 92.00% | 95.68% | $8.2M | $438.1M |
| Q1 2026 | 90.57% | 94.99% | $649K | $350.2M |
| Q2 2026 | 92.07% | 95.54% | $53K | $612.0M |
Northwest Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Northwest Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Northwest Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28178) · FFIEC NIC profile (RSSD 1002878)