The Old Fort Banking Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 2.65 percentage points higher than in Q1 2026, at 572.43%. Within Ohio, The Old Fort Banking Company is 27th of 156 on return on assets, 1.49% as of Q2 2026, above the middle of the field. The Old Fort Banking Company reported 1.49% on return on assets for Q2 2026, 0.24 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.16% |
| Tier 1 risk-based capital ratio | 15.16% |
| Total risk-based capital ratio | 16.20% |
| Tier 1 leverage ratio | 8.89% |
| Equity capital to assets | 6.79% |
| Tangible equity to tangible assets | 6.79% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.19% |
| Non-performing assets ratio | 0.11% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 1.55% |
| Allowance for credit losses to loans | 1.08% |
| Reserve coverage of non-performing loans | 572.43% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.49% |
| Return on equity | 22.53% |
| Net interest margin | 3.01% |
| Efficiency ratio | 55.39% |
| Yield on earning assets | 4.40% |
| Cost of funds | 1.51% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.01% |
| Core deposits to total deposits | 90.05% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 92.64% |
| Securities to assets | 37.20% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.82% | 14.82% | 15.87% | 7.91% | 0.69% |
| Q4 2023 | 14.77% | 14.77% | 15.79% | 8.02% | 0.70% |
| Q1 2024 | 14.81% | 14.81% | 15.82% | 8.19% | 0.70% |
| Q2 2024 | 14.13% | 14.13% | 15.13% | 8.01% | 0.64% |
| Q3 2024 | 14.40% | 14.40% | 15.37% | 7.97% | 0.85% |
| Q4 2024 | 14.95% | 14.95% | 15.94% | 8.21% | 0.93% |
| Q1 2025 | 15.45% | 15.45% | 16.45% | 8.44% | 0.97% |
| Q2 2025 | 14.98% | 14.98% | 15.96% | 8.44% | 1.06% |
| Q3 2025 | 14.82% | 14.82% | 15.82% | 8.33% | 1.17% |
| Q4 2025 | 14.59% | 14.59% | 15.61% | 8.32% | 1.37% |
| Q1 2026 | 14.95% | 14.95% | 15.98% | 8.73% | 1.35% |
| Q2 2026 | 15.16% | 15.16% | 16.20% | 8.89% | 1.49% |
The Old Fort Banking Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Old Fort Banking Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Old Fort Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10255) · FFIEC NIC profile (RSSD 564324)