The Old Fort Banking Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Old Fort Banking Company of Old Fort, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.49% | 1.34% | +0.15% | 63rd above |
| ROAE | 22.53% | 13.31% | +9.22% | 93rd top |
| Net Interest Margin | 3.01% | 3.93% | -0.92% | 10th bottom |
| Efficiency Ratio | 55.39% | 61.14% | -5.75% | 68th above |
| PPNR / Avg Assets | 1.52% | 1.68% | -0.16% | 46th below |
| Yield on Earning Assets | 4.40% | 5.67% | -1.27% | 7th bottom |
| Cost of Funds | 1.51% | 1.88% | -0.37% | 69th above |
| Net Interest Spread | 2.49% | 3.32% | -0.83% | 13th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.19% | 0.94% | -0.75% | 65th above |
| NPA / Total Assets | 0.11% | 0.70% | -0.59% | 69th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 44th below |
| ACL / Total Loans | 1.08% | 1.28% | -0.20% | 36th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 572.43% | 1539.54% | -967.11% | 74th above |
| Texas Ratio | 1.55% | 7.34% | -5.79% | 67th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 635.29% | 1396.43% | -761.14% | 76th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.16% | 19.51% | -4.35% | 50th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.16% | 19.54% | -4.38% | 50th above |
| Total Capital Ratio | 16.20% | 20.63% | -4.43% | 49th below |
| Leverage Ratio | 8.89% | 12.14% | -3.25% | 11th bottom |
| Equity / Assets | 6.79% | 11.38% | -4.59% | 5th bottom |
| TCE / Tangible Assets | 6.79% | 11.10% | -4.31% | 6th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 62.01% | 80.65% | -18.64% | 81st top |
| Core Deposit Ratio | 90.05% | 86.86% | +3.19% | 55th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.44% | 6.86% | -8.30% | 12th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.86% | 7.90% | -1.04% | 59th above |
| Deposit Growth (Y/Y) | -2.56% | 6.29% | -8.85% | 12th bottom |
See The Old Fort Banking Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Old Fort Banking Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Old Fort Banking Company profile, how to read a UBPR, or how this data updates.