The Old Fort Banking Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.17 percentage points higher than in Q1 2026, at 62.01%. The Old Fort Banking Company ranks 135th of 156 Ohio banks on loan-to-deposit ratio, in the lower half at 62.01% (Q2 2026). The Old Fort Banking Company reported 62.01% on loan-to-deposit ratio for Q2 2026, 18.83 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $344.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.01% |
| Net loans and leases to deposits | 61.34% |
| Loans and leases to core deposits | 68.86% |
| Core deposits to total deposits | 90.05% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 52.40% | 93.39% | $425K | $0 |
| Q4 2023 | 56.85% | 91.62% | $0 | $0 |
| Q1 2024 | 55.61% | 91.79% | $0 | $0 |
| Q2 2024 | 57.34% | 91.76% | $0 | $0 |
| Q3 2024 | 57.09% | 91.54% | $0 | $0 |
| Q4 2024 | 57.37% | 91.05% | $0 | $0 |
| Q1 2025 | 56.38% | 90.85% | $0 | $0 |
| Q2 2025 | 56.55% | 90.68% | $0 | $0 |
| Q3 2025 | 58.21% | 89.90% | $0 | $0 |
| Q4 2025 | 61.83% | 88.99% | $0 | $0 |
| Q1 2026 | 60.84% | 88.99% | $0 | $0 |
| Q2 2026 | 62.01% | 90.05% | $0 | $0 |
The Old Fort Banking Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Old Fort Banking Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Old Fort Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10255) · FFIEC NIC profile (RSSD 564324)