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Bank call report · Oregon, WI

One Community Bank Call Report

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One Community Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 360 reported line items, schedule by schedule (360 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

One Community Bank call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID247140
FDIC certificate number22334
Total assets$2.63B

Official Q2 2026 call report PDF (FFIEC) →

One Community Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (29 items)

About Schedule RC · One Community Bank balance sheet trends

One Community Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $2.63B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $2.63B
Total Liabilities and Minority Interest RCON2948 $2.30B
Loans and Leases, Net of Unearned Income - Totals RCONB528 $2.22B
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $2.20B
Total Deposits RCON2200 $2.07B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $1.70B
Deposits: Noninterest-bearing RCON6631 $367.2M
Total Equity Capital RCON3210 $332.5M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $332.5M
Undivided Profits and Capital Reserves RCON3632 $237.7M
Other Borrowed Money RCON3190 $213.0M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $202.8M
Surplus RCON3839 $104.4M
Held to maturity securities (ASU 2016-13 adoption) RCONJJ34 $57.4M
Held-to-maturity Securities, Total RCON1754 $57.4M
Other Assets RCON2160 $55.5M
Noninterest-bearing Balances and Currency and Coin RCON0081 $31.0M
Allowance for Loan and Lease Losses RCON3123 $23.3M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $22.8M
Interest-bearing Balances RCON0071 $22.0M
Federal Funds Sold RCONB987 $18.3M
Other Liabilities, Total RCON2930 $16.8M
Intangible Assets RCON2143 $13.9M
Accumulated Other Comprehensive Income RCONB530 -$10.4M
Goodwill RCON3163 $6.9M
Loans and Leases Held for Sale RCON5369 $3.0M
Common Stock RCON3230 $779K
Other Real Estate Owned RCON2150 $428K
Schedule RI: Income Statement (49 items)

About Schedule RI · One Community Bank income statement trends

One Community Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $71.5M
Interest and Fee Income on Loans, Total RIAD4010 $67.0M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $49.4M
Net Interest Income RIAD4074 $43.8M
Total Interest Expense RIAD4073 $27.7M
Total Noninterest Expense RIAD4093 $25.3M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $21.5M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $21.3M
Income (Loss) Before Discontinued Operations RIAD4300 $17.1M
Net Income (Loss) RIAD4340 $17.1M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $17.1M
Salaries and Employee Benefits RIAD4135 $13.6M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $12.9M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $10.2M
Savings Deposits (Including Mmdas) RIAD0093 $6.6M
Other Noninterest Expense RIAD4092 $6.5M
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $4.4M
Applicable Income Taxes RIAD4302 $4.4M
Other Interest Expense RIADGW44 $4.2M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $4.2M
Total Noninterest Income RIAD4079 $4.1M
Expenses of Premises and Fixed Assets RIAD4217 $4.1M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $2.5M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $2.3M
Other Noninterest Income RIADB497 $2.3M
Provision for Loan and Lease Losses RIAD4230 $1.4M
Provisions for Credit Losses on Financial Assets RIADJJ33 $1.2M
Net Servicing Fees RIADB492 $1.1M
Goodwill Impairment Losses RIADC216 $958K
Interest on Other Securities RIAD4060 $677K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $547K
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $488K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $377K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $318K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $302K
Income from Lease Financing Receivables RIAD4065 $277K
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $274K
Net Gains (Losses) on Other Real Estate Owned RIAD5415 $258K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $222K
Interest Income on Balances Due from Depository Institutions RIAD4115 $221K
Amortization Expense and Impairment Losses Intangible Assets RIADC232 $218K
Net Gains (Losses) on Sales of Loans RIAD5416 $197K
Unrealized holding gains (losses) on equity securities not held for trading RIADHT70 $168K
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $126K
Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards RIADB485 $53K
Net Gains (Losses) on Sales of Other Assets (Excluding Securities) RIADB496 -$12K
Other Interest Income RIAD4518 $9K
Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RIAD4180 $3K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 281
Schedule RC-B: Securities (38 items)

About Schedule RC-B · One Community Bank securities trends

One Community Bank Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost RCONG314 $36.7M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value RCONG315 $34.6M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost RCONG312 $704K
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value RCONG313 $687K
Total Amortized Cost of Available-for-sale Securities RCON1772 $215.9M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost RCONHT56 $103.5M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value RCONHT57 $96.5M
Total Fair Value of Held-to-maturity Securities RCON1771 $54.7M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $54.2M
Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. RCON8496 $49.0M
Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. RCON8497 $47.0M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $37.6M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $34.3M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS RCONA562 $34.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $31.9M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $29.3M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK144 $24.8M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK145 $24.3M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $20.7M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $19.4M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $17.4M
Pledged Securities RCON0416 $16.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $15.8M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $13.4M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $12.3M
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $11.3M
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $11.0M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS RCONA561 $7.8M
US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost RCONHT50 $7.0M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK152 $6.9M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK153 $6.8M
US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value RCONHT51 $6.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $5.4M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $4.9M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA558 $3.2M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONA555 $1.5M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost RCONK142 $679K
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value RCONK143 $627K
Schedule RC-C, Part I: Loans and Leases (39 items)

About Schedule RC-C, Part I · One Community Bank loans and leases trends

One Community Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $2.23B
Pledged Loans and Leases RCONG378 $1.48B
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $689.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $612.9M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $579.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $400.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $399.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $339.5M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $338.5M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $333.9M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $312.1M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $218.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $119.9M
Commercial and Industrial Loans RCON1766 $113.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $110.0M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $95.7M
Loans Secured by 1-4 Family Residential Construction RCONF158 $80.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $73.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $47.1M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $43.0M
Real Estate Loans Secured by Farmland RCON1420 $41.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $31.7M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $31.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $26.1M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $23.1M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $22.4M
Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) RCON2746 $19.8M
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. RCON2107 $15.7M
Lease Financing Receivables (Net of Unearned Income) RCON2165 $6.7M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $3.4M
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $3.2M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $1.9M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards RCONB538 $1.8M
Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) RCONF577 $390K
Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices RCONF576 $364K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $364K
Other Loans RCONJ464 $328K
Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above RCONLE75 $268K
Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions RCONJ454 $200K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)

About Schedule RC-C, Part II

One Community Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $184.2M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $26.3M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $23.6M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $8.7M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $7.8M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $7.5M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $7.4M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $3.9M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $2.6M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $1.5M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $1.4M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $356K
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 370
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 310
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 187
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 171
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 106
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 99
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 81
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 66
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 63
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 24
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 7
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 5
Schedule RC-E: Deposit Liabilities (32 items)

About Schedule RC-E · One Community Bank deposit liabilities trends

One Community Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $1.27B
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $1.24B
Total Transaction Accounts RCON2215 $794.9M
Total Demand Deposits (See Note Below) RCON2210 $729.6M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $605.0M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $372.4M
Total Time Deposits of Less Than $100,000 RCON6648 $365.0M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $295.1M
Money Market Deposit Accounts (Mmda's) RCON6810 $286.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $270.0M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) RCONHK05 $227.0M
Total Brokered Deposits RCON2365 $227.0M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $186.5M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $184.0M
Total reciprocal deposits RCONJH83 $170.9M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $170.0M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $138.1M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK06 $131.4M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $104.4M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $102.4M
Sweep deposits: Fully insured, non-affiliate sweep deposits RCONMT91 $66.7M
Total sweep deposits that are not brokered deposits RCONMT95 $66.7M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $64.9M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $45.5M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $39.5M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $34.7M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $33.7M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $17.8M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $9.0M
Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. RCONB551 $5.9M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $852K
Total Transaction Accounts - Deposits of U.S. Government RCON2202 $1K
Schedule RC-F: Other Assets (6 items)

About Schedule RC-F

One Community Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $19.9M
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $13.5M
Accrued Interest Receivable RCONB556 $8.7M
Net Deferred Tax Assets RCON2148 $8.0M
Other Assets RCON2168 $5.4M
Prepaid Expenses RCON2166 $4.4M
Schedule RC-G: Other Liabilities (6 items)

About Schedule RC-G

One Community Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $8.8M
Accounts Payable RCON3066 $5.5M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $4.1M
Other Expenses Accrued and Unpaid RCON3646 $3.0M
Deferred Compensation Liabilities RCONC011 $2.3M
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $879K
Schedule RC-K: Quarterly Averages (20 items)

About Schedule RC-K · One Community Bank quarterly averages trends

One Community Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $2.62B
Quarterly Average of Total Loans RCON3360 $2.19B
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $1.62B
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $565.1M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $550.1M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $421.6M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $373.7M
Quarterly Average of Other Borrowed Money RCON3355 $237.7M
Mortgage-backed Securities RCONB559 $167.0M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $126.9M
Quarterly Average of Commercial and Industrial Loans RCON3387 $118.9M
All Other Securities RCONB560 $65.3M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $42.1M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $40.3M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $15.4M
Lease Financing Receivables (Net of Unearned Income) - Quarterly Average RCON3484 $6.3M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $5.2M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $3.4M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards RCONB561 $1.9M
Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RCON3353 $291K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (12 items)

About Schedule RC-L · One Community Bank derivatives and off-balance-sheet items trends

One Community Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $119.6M
All Other Off-balance Sheet Liabilities RCON3430 $105.4M
Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf RCONC978 $105.4M
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8725 $93.3M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $62.8M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $50.3M
1-4 Family Residential Construction Loan Commitments RCONF164 $41.9M
Unused Commitments - Credit Card Lines RCON3815 $13.2M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $8.0M
Performance Standby Letters of Credit RCON3821 $1.9M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $755K
Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate RCON6550 $150K
Schedule RC-M: Memoranda (10 items)

About Schedule RC-M · One Community Bank memoranda trends

One Community Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances (Loans) Due in One Year or Less RCON2651 $140.8M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $140.8M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONF056 $67.2M
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $21.9M
Estimated Fair Value of Mortgage Servicing Assets RCONA590 $5.4M
Mortgage Servicing Assets RCON3164 $5.4M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years RCONF057 $5.0M
All other intangible assets RCONJF76 $1.7M
All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices RCON5510 $428K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 4
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (24 items)

About Schedule RC-N · One Community Bank past due and nonaccrual loans, leases, and other assets trends

One Community Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $12.8M
Additions to Nonaccrual Assets RCONC410 $7.7M
Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual RCONF183 $3.8M
Commercial and Industrial Loans - Nonaccrual RCON1608 $3.1M
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $2.3M
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual RCON3501 $1.9M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $1.2M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual RCONF182 $980K
Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual RCON3495 $820K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $761K
Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual RCONF177 $711K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $466K
All Other Loans - Nonaccrual RCON5461 $394K
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $253K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing RCON5398 $247K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual RCONK215 $109K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural RCONC230 $95K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual RCON5400 $83K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual RCONK218 $52K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $46K
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCON5459 $40K
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $37K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $31K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual RCONB577 $4K
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)

About Schedule RC-O · One Community Bank other data for deposit insurance assessments trends

One Community Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $2.62B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $2.07B
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $1.27B
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $752.1M
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $557.5M
Average Tangible Equity for the Calendar Quarter RCONK654 $331.0M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $40.7M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $5.1M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 57,024
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 1,367
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 937
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 16
Averaging Method Used RCONK653 1
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)

About Schedule RC-R, Part I · One Community Bank regulatory capital components and ratios trends

One Community Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Total Assets RCOA2170 $2.63B
Average total consolidated assets RCOAKW03 $2.62B
Average Total Assets (Net of Deductions) RCOAA224 $2.62B
Common Equity Tier 1 Capital RCOAP859 $334.3M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $334.3M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $334.3M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $332.5M
Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B RCOAKX82 $269.7M
Retained Earnings RCOAKW00 $237.7M
Off-balance sheet exposures: Unused portion of conditionally cancellable commitments RCOAKX79 $161.7M
Unconditionally Cancellable Commitments RCOAS540 $134.3M
Off-balance sheet exposures: Other off-balance sheet exposures RCOAKX81 $108.0M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $105.2M
Allocated Transfer Risk Reserves RCOA3128 $23.3M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$10.4M
Accumulated Other Comprehensive Income RCOAB530 -$10.4M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $8.5M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCOAP841 $6.9M
Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls RCOAP842 $1.7M
Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP846 $7K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Do you qualify for and opt-in to CBLR? RCOALE74 1
Tier 1 Leverage Capital Ratio RCOA7204 0.1278
Total off-balance sheet exposures (sum of items 15a through 15.c) RCOAKX83 0.1026
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

One Community Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $332.5M
Balance End of Previous Calendar Year as Restated RIADB508 $318.3M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $318.3M
Cash Dividends Declared on Common Stock RIAD4460 $2.2M
Other Comprehensive Income RIADB511 -$736K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)

About Schedule RI-B, Part I · One Community Bank charge-offs and recoveries on loans and leases trends

One Community Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $65K
Charge-offs on Lease Financing Receivables RIAD4266 $46K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $19K
Charge-offs on Loans to Credit Cards RIADB514 $16K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries RIADC896 $12K
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $6K
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $3K
Recoveries on Commercial and Industrial Loans RIAD4608 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · One Community Bank changes in allowances for credit losses trends

One Community Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $23.3M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $22.0M
Provisions for credit losses on off-balance-sheet exposures RIADMG93 -$180K
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $65K
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (15 items)

About Schedule RI-C

One Community Bank Schedule RI-C, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Amortized Cost RCONJJ11 $2.22B
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCONJJ05 $1.40B
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCONJJ06 $374.5M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost RCONJJ04 $299.8M
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCONJJ07 $139.9M
Loans and Leases, Held for Investment, Total, Allowance Balance RCONJJ19 $23.3M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCONJJ13 $15.6M
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCONJJ09 $5.3M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance RCONJJ12 $4.1M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCONJJ14 $2.0M
Loans and Leases, Held for Investment, Credit cards, Amortized Cost RCONJJ08 $1.8M
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCONJJ15 $1.1M
Loans and Leases, Held for Investment, Unallocated, Allowance Balance RCONJJ18 $323K
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCONJJ17 $130K
Loans and Leases, Held for Investment, Credit cards, Allowance Balance RCONJJ16 $80K
Schedule SU: Supplemental Information (2 items)

About Schedule SU

One Community Bank Schedule SU, Q2 2026
Line item Code Q2 2026
Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million RCONFT12 $773.1M
Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution RCONFT10 $58.0M

One Community Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the One Community Bank call report?

The One Community Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does One Community Bank file?

One Community Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the One Community Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: One Community Bank has Federal Reserve RSSD ID 247140 and FDIC certificate number 22334. Either one finds its filings on the FFIEC Central Data Repository.

How often does One Community Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

One Community Bank financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.