One Community Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, One Community Bank reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $2.04B in Q3 2026, up 2.7% from $1.99B in Q3 2025. That is 78.2% of its total assets. Across the 12 quarters shown it ranged from $1.63B (Q4 2023) to $2.07B (Q2 2026).
Loans and leases to core deposits climbed 1.90 percentage points in Q3 2026, from 115.55% to 117.45%. It was the largest change from Q2 2026 among the key lines here. Among 153 Wisconsin banks, One Community Bank sits 11th from the top on total deposits, $2.04B as of Q3 2026. The median for banks in the $1B-10B asset tier is $1.68B on total deposits. One Community Bank sits 21% higher, at $2.04B (Q3 2026).
Deposit totals
Deposits to total assets changed the most here, down 0.41 points to 78.19% in Q3 2026 from 78.60% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $2.04B |
| Domestic office deposits | $2.04B |
| Foreign office deposits | — |
| Deposits to total assets | 78.19% |
| Deposits to total liabilities | 89.70% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
Noninterest-bearing share of deposits changed the most here, up 0.33 points to 18.11% in Q3 2026 from 17.78% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $734.1M |
| Savings deposits | $291.9M |
| Transaction accounts to domestic deposits | 38.32% |
| Time deposits to total deposits | 33.51% |
| Time deposits under $100k | $367.0M |
| Time deposits $100k to $250k | $182.6M |
| Time deposits over $250k | $135.2M |
| Noninterest-bearing share of deposits | 18.11% |
Stability of funding
Brokered deposits to total deposits moved most in this table, up 0.30 points: 10.99% in Q2 2026, 11.29% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Core deposits | $1.68B |
| Core deposits to total deposits | 82.10% |
| Insured deposits | $1.49B |
| Uninsured deposits | $554.3M |
| Uninsured deposits to total deposits | 27.12% |
| Brokered deposits | $230.7M |
| Brokered deposits to total deposits | 11.29% |
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.79% |
| Interest expense on deposits | $11.8M |
| Loans and leases to core deposits | 117.45% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q4 2023 | $1.63B | 82.00% | 30.16% | 12.40% | 2.89% |
| Q1 2024 | $1.64B | 81.92% | 29.25% | 12.16% | 3.09% |
| Q2 2024 | $1.64B | 82.35% | 28.17% | 12.17% | 3.17% |
| Q3 2024 | $1.68B | 82.50% | 28.59% | 12.50% | 3.36% |
| Q4 2024 | $1.69B | 81.62% | 26.75% | 13.22% | 3.29% |
| Q1 2025 | $1.70B | 81.31% | 26.89% | 13.24% | 3.20% |
| Q2 2025 | $1.74B | 81.20% | 27.21% | 13.24% | 3.09% |
| Q3 2025 | $1.99B | 81.65% | 27.16% | 12.04% | 3.76% |
| Q4 2025 | $2.02B | 82.34% | 28.51% | 11.35% | 2.97% |
| Q1 2026 | $2.00B | 82.91% | 26.99% | 10.69% | 2.90% |
| Q2 2026 | $2.07B | 82.32% | 26.99% | 10.99% | 2.76% |
| Q3 2026 | $2.04B | 82.10% | 27.12% | 11.29% | 2.79% |
One Community Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full One Community Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 22334) · FFIEC NIC profile (RSSD 247140)