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Oriental Bank: Return on Assets

1.87% Ranks #651 of 3,613 U.S. banks · 82nd percentile

Data as of · sourced from FFIEC call reports. How we update

Oriental Bank reported a return on assets of 1.87% as of Q2 2026, ranking #651 of 3,613 U.S. banks (82nd percentile). That is up 0.21 percentage points from 1.66% a year earlier, and above the 1.32% median of the 121 Regional Banks ($10B–$100B in assets). Return on Assets (ROA) measures net income divided by average total assets, the single most-watched US banking profitability metric.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 1.87%
Q1 2026 1.76%
Q4 2025 1.58%
Q3 2025 1.57%
Q2 2025 1.66%
Q1 2025 1.50%
Q4 2024 1.58%
Q3 2024 1.57%
Q2 2024 1.72%
Q1 2024 1.71%
Q4 2023 1.58%
Q3 2023 1.65%

National Context

Latest value 1.87%
National rank#651 of 3,613
Percentile 82nd
12-quarter low1.50%
12-quarter high1.87%
Full rankingView leaderboard

What is the Return on Assets?

Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.

Read ROA against peers of the same size and business model, then check what is driving it. A high ROA from a wide net interest margin is more durable than one lifted by a one-time securities gain or a release of loan loss reserves. Subchapter S banks pay no income tax at the bank level, so their after-tax ROA runs higher than a C corporation bank with the same pretax earnings; compare them on pretax ROA. A bank with heavy trust or fee businesses can post a high ROA on a small balance sheet.

Full definition & formula →

Frequently asked questions

What is Oriental Bank's Return on Assets?

Oriental Bank's Return on Assets was 1.87% as of Q2 2026, ranking #651 of 3,613 U.S. banks.

What is the Return on Assets?

Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Oriental Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 31469) · FFIEC NIC profile (RSSD 245276)