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Parkside Financial Bank and Trust: Efficiency Ratio

66.06% Ranks #2,461 of 3,644 U.S. banks · 32nd percentile

Data as of · sourced from FFIEC call reports. How we update

Parkside Financial Bank and Trust reported a efficiency ratio of 66.06% as of Q2 2026, ranking #2,461 of 3,644 U.S. banks (32nd percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 66.06%
Q1 2026 65.24%
Q4 2025 62.38%
Q3 2025 64.05%
Q2 2025 71.67%
Q1 2025 71.07%
Q4 2024 61.30%
Q3 2024 66.29%
Q2 2024 71.22%
Q1 2024 70.57%
Q4 2023 72.70%
Q3 2023 71.92%

National Context

Latest value 66.06%
National rank#2,461 of 3,644
Percentile 32nd
12-quarter low61.30%
12-quarter high72.70%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Parkside Financial Bank and Trust's Efficiency Ratio?

Parkside Financial Bank and Trust's Efficiency Ratio was 66.06% as of Q2 2026, ranking #2461 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Parkside Financial Bank and Trust profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58796) · FFIEC NIC profile (RSSD 3688043)