Peach State Bank & Trust: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
On its Q2 2026 filing, Peach State Bank & Trust reported 8 of the 9 line items on this page. It did not report foreign exchange derivatives, notional. Unused loan commitments was $46.0M in Q2 2026, up 11.9% from $41.1M in Q2 2025. That is 5.8% of its total assets. Across the 12 quarters shown it ranged from $30.8M (Q4 2023) to $46.0M (Q2 2026).
What the off-balance-sheet exposure page covers and where each line comes from.
The largest change between Q1 2026 and Q2 2026 was in Unused loan commitments, which rose 4.7% to $46.0M.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $46.0M |
| Letters of credit | $0 |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $19.6M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | — |
| Derivatives notional to total assets | 2.49% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $31.1M | $0 | 1.11% |
| Q4 2023 | $30.8M | $0 | 1.05% |
| Q1 2024 | $31.5M | $0 | 1.98% |
| Q2 2024 | $33.4M | $0 | 1.92% |
| Q3 2024 | $35.2M | $0 | 2.52% |
| Q4 2024 | $34.6M | $0 | 2.64% |
| Q1 2025 | $38.5M | $0 | 2.77% |
| Q2 2025 | $41.1M | $0 | 2.70% |
| Q3 2025 | $42.2M | $0 | 2.67% |
| Q4 2025 | $43.2M | $0 | 2.49% |
| Q1 2026 | $43.9M | $0 | 2.48% |
| Q2 2026 | $46.0M | $0 | 2.49% |
Peach State Bank & Trust off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full Peach State Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57923) · FFIEC NIC profile (RSSD 3348468)