Peapack Private Bank and Trust: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Risk-weighted assets rose 4.3% from Q1 2026 to Q2 2026, ending at $6.65B against $6.38B. It was the largest change among the key lines on this page. On CET1 ratio, Peapack Private Bank and Trust is 1st from the bottom among 37 New Jersey banks, 10.60% (Q2 2026). Peapack Private Bank and Trust reported 10.60% on CET1 ratio for Q2 2026, 2.88 points below the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.60% |
| Tier 1 risk-based capital ratio | 10.60% |
| Total risk-based capital ratio | 11.65% |
| Tier 1 leverage ratio | 8.96% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $705.5M |
| Tier 1 capital | $705.5M |
| Total risk-based capital | $775.4M |
| Total equity capital | $700.2M |
| Risk-weighted assets | $6.65B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.79% |
| Tangible equity to tangible assets | 8.28% |
| Equity capital to average assets | 8.84% |
| Internal capital growth rate | 9.55% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $4.7M |
| Common stock surplus | $123.4M |
| Retained earnings | $622.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$49.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.22% | 13.22% | 14.47% | 10.75% | $5.31B |
| Q4 2023 | 13.47% | 13.48% | 14.73% | 10.83% | $5.25B |
| Q1 2024 | 13.86% | 13.86% | 15.11% | 11.02% | $5.12B |
| Q2 2024 | 14.05% | 14.05% | 15.30% | 11.14% | $5.11B |
| Q3 2024 | 13.75% | 13.75% | 15.00% | 10.99% | $5.27B |
| Q4 2024 | 13.50% | 13.50% | 14.75% | 10.57% | $5.43B |
| Q1 2025 | 12.52% | 12.52% | 13.77% | 10.05% | $5.66B |
| Q2 2025 | 12.29% | 12.29% | 13.54% | 9.99% | $5.81B |
| Q3 2025 | 11.70% | 11.70% | 12.82% | 9.89% | $6.18B |
| Q4 2025 | 11.52% | 11.52% | 12.64% | 9.89% | $6.39B |
| Q1 2026 | 10.77% | 10.77% | 11.83% | 9.02% | $6.38B |
| Q2 2026 | 10.60% | 10.60% | 11.65% | 8.96% | $6.65B |
Peapack Private Bank and Trust regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Peapack Private Bank and Trust, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peapack Private Bank and Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11035) · FFIEC NIC profile (RSSD 236706)