Peapack Private Bank and Trust: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money climbed 16.9% in Q2 2026, from $65.0M to $76.0M. It was the largest change from Q1 2026 among the key lines here. Within New Jersey, Peapack Private Bank and Trust is 24th of 49 on loan-to-deposit ratio, 94.54% as of Q2 2026, above the middle of the field. Peapack Private Bank and Trust reported 94.54% on loan-to-deposit ratio for Q2 2026, 6.34 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $253.9M |
| Cash and noninterest-bearing balances to assets | 3.19% |
| Cash and securities | $1.10B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $76.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.95% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.54% |
| Net loans and leases to deposits | 93.57% |
| Loans and leases to core deposits | 96.17% |
| Core deposits to total deposits | 86.13% |
| Brokered deposits to total deposits | 12.18% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 104.05% | 95.71% | $0 | $474.3M |
| Q4 2023 | 102.63% | 95.54% | $0 | $407.2M |
| Q1 2024 | 97.51% | 95.00% | $0 | $122.6M |
| Q2 2024 | 92.83% | 94.32% | $0 | $1.4M |
| Q3 2024 | 89.33% | 95.12% | $0 | $1.4M |
| Q4 2024 | 89.78% | 92.54% | $0 | $1.3M |
| Q1 2025 | 91.31% | 88.97% | $0 | $1.3M |
| Q2 2025 | 91.30% | 90.58% | $0 | $1.3M |
| Q3 2025 | 91.61% | 86.76% | $0 | $1.2M |
| Q4 2025 | 94.76% | 85.97% | $0 | $74.5M |
| Q1 2026 | 94.26% | 85.34% | $0 | $65.0M |
| Q2 2026 | 94.54% | 86.13% | $0 | $76.0M |
Peapack Private Bank and Trust liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peapack Private Bank and Trust, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peapack Private Bank and Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11035) · FFIEC NIC profile (RSSD 236706)