Peapack Private Bank and Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peapack Private Bank and Trust of Bedminster, NJ against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.82% | 1.46% | -0.64% | 19th bottom |
| ROAE | 9.43% | 12.73% | -3.30% | 28th below |
| Net Interest Margin | 3.29% | 3.85% | -0.56% | 26th below |
| Efficiency Ratio | 64.09% | 57.39% | +6.70% | 33rd below |
| PPNR / Avg Assets | 1.56% | 1.88% | -0.32% | 40th below |
| Yield on Earning Assets | 5.16% | 5.72% | -0.56% | 27th below |
| Cost of Funds | 1.78% | 2.02% | -0.24% | 63rd above |
| Net Interest Spread | 2.49% | 3.18% | -0.69% | 20th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.43% | 1.00% | +0.43% | 20th bottom |
| NPA / Total Assets | 1.21% | 0.76% | +0.45% | 19th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.37% | 0.43% | -0.06% | 12th bottom |
| ACL / Total Loans | 1.04% | 1.31% | -0.27% | 34th below |
| ACL / NPLs (Coverage) | 72.58% | 544.84% | -472.26% | 17th bottom |
| Texas Ratio | 13.73% | 7.37% | +6.36% | 14th bottom |
| Provision / NCO | 89.12% | 620.54% | -531.42% | 28th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.60% | 17.36% | -6.76% | 4th bottom |
| Tier 1 Ratio | 10.60% | 17.39% | -6.79% | 4th bottom |
| Total Capital Ratio | 11.65% | 18.44% | -6.79% | 5th bottom |
| Leverage Ratio | 8.96% | 11.44% | -2.48% | 11th bottom |
| Equity / Assets | 8.79% | 11.34% | -2.55% | 18th bottom |
| TCE / Tangible Assets | 8.28% | 10.51% | -2.23% | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.54% | 86.93% | +7.61% | 31st below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 86.13% | 85.55% | +0.58% | 38th below |
| Uninsured Deposit Ratio | 36.44% | 33.11% | +3.33% | 36th below |
| Wholesale Funding Ratio | 0.95% | 5.72% | -4.77% | 82nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.65% | 9.68% | +0.97% | 78th top |
| Loan Growth (Y/Y) | 14.66% | 8.04% | +6.62% | 85th top |
| Deposit Growth (Y/Y) | 10.72% | 7.86% | +2.86% | 78th top |
See Peapack Private Bank and Trust's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Peapack Private Bank and Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peapack Private Bank and Trust profile, how to read a UBPR, or how this data updates.