Peapack Private Bank and Trust: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Asset quality shifted last quarter, NPLs fell to 1.43% from 2.25% in the prior period. Peapack Private Bank and Trust is an FDIC-insured commercial bank, anchoring the largest US banking market. The Q2 2026 balance sheet stands at $8.0B in assets, including $6.7B in loans. Earnings are mid-range, 0.82% ROA and a 3.29% net interest margin. Regulatory capital is solid, 10.60% CET1 and 11.65% total risk-based capital ratio. Credit metrics are in line with industry norms, 1.43% NPL ratio. Its footprint covers 19 branches concentrated in New Jersey.
As of June 30, 2026, Peapack Private Bank and Trust reported a CET1 capital ratio of 10.60%, a return on assets of 0.82%, a nonperforming-loan ratio of 1.43%, a Texas ratio of 13.73%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 500 Hills Drive Suite 300, Bedminster, NJ 07921
- County
- Somerset
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- September 21, 1921
- Former names
- Peapack Private Bank & Trust (2025)
- Offices
- 19 domestic
- Employees (FTE)
- 683
- Domestic deposits
- $7.06B
- Allowance for credit losses
- $69.2M
- Net charge-offs (YTD)
- $17.2M
- Average total assets
- $7.92B
- Average total loans
- $6.27B
- Average interest-bearing deposits
- $6.54B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11035
- Fed RSSD
- 236706
- SEC CIK
- 1050743 → filed by PEAPACK-GLADSTONE FINANCIAL CORPORATION
- Website
- www.peapackprivate.com →
- Parent Holding Company
- PEAPACK-GLADSTONE FINANCIAL CORPORATION (RSSD 2651590) · PGC
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Peapack Private Bank and Trust terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Peapack Private Bank and Trust, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Peapack Private Bank and Trust rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.60% | 0.82% | 1.43% | 13.73% | 3.29% |
| Q1 2026 | 10.77% | 0.84% | 2.25% | 20.55% | 3.27% |
| Q4 2025 | 11.52% | 0.70% | 2.61% | 21.53% | 3.14% |
| Q3 2025 | 11.70% | 0.58% | 3.08% | 25.06% | 2.87% |
| Q2 2025 | 12.29% | 0.49% | 3.90% | 30.64% | 2.80% |
| Q1 2025 | 12.52% | 0.51% | 2.79% | 22.11% | 2.72% |
| Q4 2024 | 13.50% | 0.62% | 2.55% | 19.02% | 2.55% |
| Q3 2024 | 13.75% | 0.54% | 2.49% | 17.89% | 2.44% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 19 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| 300 Park Avenue Branch | New York , NY | 10022 | $2.65B |
| Peapack Private Bank & Trust | Bedminster , NJ | 07921 | $712.5M |
| Pluckemin Branch | Bedminster , NJ | 07921 | $539.7M |
| Morristown Branch | Morristown , NJ | 07960 | $368.9M |
| Peapack Private Bank & Trust Branch | Garden City , NY | 11530 | $326.2M |
| Bridgewater Branch | Bridgewater , NJ | 08807 | $279.0M |
| Bernardsville Branch | Bernardsville , NJ | 07924 | $277.7M |
| Summit-Deforest Branch | Summit , NJ | 07901 | $274.2M |
| Boonton Branch | Boonton , NJ | 07005 | $269.1M |
| Green Village Branch | Green Village , NJ | 07935 | $262.6M |
| Warren Branch | Warren , NJ | 07059 | $255.4M |
| Oldwick Branch | Oldwick , NJ | 08858 | $226.2M |
| Mendham Branch | Mendham , NJ | 07945 | $156.4M |
| Chester Branch | Chester , NJ | 07930 | $130.2M |
| Clinton Branch | Clinton , NJ | 08809 | $119.1M |
| Califon Branch | Califon , NJ | 07830 | $113.6M |
| Long Valley Branch | Long Valley , NJ | 07853 | $100.7M |
| Pgb Mobile Services | Bedminster , NJ | 07921 | $7K |
| Peapack-Gladstone Main Branch | Gladstone , NJ | 07934 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 8, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 8, 2000 | Structure Change | Acquired Chatham Savings, FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
What the public regulatory sources show for Peapack Private Bank and Trust, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.9% of deposits in NJ, rank 19 of 104 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Peapack Private Bank and Trust
What are Peapack Private Bank and Trust's total assets?
As of the Q2 2026 filing, Peapack Private Bank and Trust reported total assets of $7.96 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peapack Private Bank and Trust headquartered?
Peapack Private Bank and Trust is headquartered in Bedminster, NJ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peapack Private Bank and Trust founded?
Peapack Private Bank and Trust was established in 1921, per the FDIC institution directory.
Is Peapack Private Bank and Trust FDIC-insured?
Yes. Peapack Private Bank and Trust is an FDIC-insured commercial bank (FDIC Certificate #11035). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peapack Private Bank and Trust?
Peapack Private Bank and Trust's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Peapack Private Bank and Trust's CET1 capital ratio?
Peapack Private Bank and Trust reported a Common Equity Tier 1 (CET1) capital ratio of 10.60% in its Q2 2026 call report, above regulatory requirements.
How many branches does Peapack Private Bank and Trust operate?
Peapack Private Bank and Trust operates 19 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Peapack Private Bank and Trust's Texas Ratio?
Peapack Private Bank and Trust's Texas Ratio is 13.73% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Peapack Private Bank and Trust previously called?
The charter now named Peapack Private Bank and Trust has also operated as Peapack Private Bank & Trust (2025), per FDIC structure-change records.
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