Peoples Bank of Greensboro: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 35.5% in Q2 2026, from $6.5M to $8.8M. It was the largest change from Q1 2026 among the key lines here. Within Alabama, Peoples Bank of Greensboro is 79th of 93 on loan-to-deposit ratio, 46.91% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Peoples Bank of Greensboro sits 33.93 points lower, at 46.91% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $62.2M |
| Fed funds sold and reverse repos | $8.8M |
| Fed funds sold and reverse repos to assets | 7.58% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 46.91% |
| Net loans and leases to deposits | 46.35% |
| Loans and leases to core deposits | 58.17% |
| Core deposits to total deposits | 80.64% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 45.04% | 85.93% | $983K | $0 |
| Q4 2023 | 46.44% | 87.91% | $0 | $4.0M |
| Q1 2024 | 44.89% | 87.93% | $0 | $4.0M |
| Q2 2024 | 49.40% | 86.71% | $0 | $4.0M |
| Q3 2024 | 46.82% | 87.49% | $0 | $0 |
| Q4 2024 | 47.45% | 85.82% | $0 | $0 |
| Q1 2025 | 47.26% | 83.98% | $0 | $0 |
| Q2 2025 | 47.18% | 84.75% | $0 | $0 |
| Q3 2025 | 50.95% | 83.46% | $0 | $0 |
| Q4 2025 | 47.94% | 85.74% | $0 | $0 |
| Q1 2026 | 46.15% | 83.87% | $0 | $0 |
| Q2 2026 | 46.91% | 80.64% | $0 | $0 |
Peoples Bank of Greensboro liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank of Greensboro, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank of Greensboro profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1730) · FFIEC NIC profile (RSSD 320034)